基于context-dependent+dea方法的中国寿险公司相对效率分析

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1、摘要—————————————————————————————————————————————————————一一发展时期，调整优化结构、提高企业竞争力，使东中西部地区保险业均衡发展，将对保持我国寿险行业长期快速地发展具有重要意义。关键词：Context-dependentDEA方法寿险行业相对效率PDF文件仲用”DdfFactorvPro”试用版本创律删w．fineDrint．cnAbstractDrivenbythereformandopeninguppolicy,Chineselifeinsuranceindustrywhichisoneofthe

2、fastest·growinginthenationaleconomicsystemsectorshasmaintainedarelativelyhighgrowthratesinceitsresumptionin1980．Butowingtothegrowingfinancialcrisis，thepremiumincomeoflifeinsuranceindustryrevenuecontinuestodeclinesince2008，andpremiumincomeevenfirstlyappearsanegativegrowthinNovembe

3、rsince32monthsago．Financialcrisisledtothedeclineoftheentirelifeinsuranceindustry,butalsoreflectsanumberofproblemsduringtherapiddevelopment．Sincethelifeinsuranceindustryhadshownanextensivedevelopmentmodelwithhighinvestment，highcost，highconsumptionandlowefficiency,theprominentperfo

4、rmancegrowsfortheservicemainlythroughenhancinginvestmenttoseektheextensiveexpansion．Consequently,Chineselifeinsuranceindustryislackoftheabilityofintensiveoperationanddevelopment，andmanagementinsuchpartdoesn’tlcomeuptothelevel．Atpresent，thelifeinsurancemarkethasalreadyfullyopensin

5、ceChinabecameafullmemberofWorldTradeOrganizationsevenyearsago，foreigncapitallifeinsurancecompanies’emergingthelifeinsuranceindustryhasbroughtthehugepressureandthechallenge．ItCallheanticipatedthat，withtheprocessoffurtherdevelopmentofChineselifeinsuranceindustry,therewillbeanincrea

6、singlyfiercecompetitionofcompetitivestrengthamongtheenterprises．Byanalysingthevariouslifeinsurancescompany’Sthreeyears’dataincludingrelativeefficiency,theattractiondegreeandtheprogressdegree，thisarticleappliesthemethodofContext-dependentDEAinChineseinsuranceindustryandgivesadeepa

7、nalysisonthevariouscompanies’relativeefficiencyandthetendencyofcompetitionsituationandfinallymakeaconclusionasbelow：1．Large—scalestate—ownedcompaniesplayadominantroleinChineselifeinsuranceindustry．2．Thereissuchaseverepolarizationincompetitivepowerandservicecapacityofcorporationsw

8、ithforeigncapitalandCo·partnershipCompan