商业银行小微金融业务糢式-研究—以中国民生银行为例

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1、...Contents1Introduction··················································································································1 1.1Background············································································································1 1.2

2、Topicsignificance···································································································2 1.3Currentstatusofthesmallbusinessesathomeandabroad·····································3 1.3.1Currentstatusabroad··································

3、······················································3 1.3.2Currentstatusathome······················································································4 1.3.3LiteratureReview·············································································

4、················5 1.4ResearchideaandStructure····················································································5 2Overviewofsmallandmicroenterprisesandcommercialbankfinancemode·······8 2.1Classificationofsmallandmicroenterprisesandthesignificanceof

5、thenational economy····························································································································8 2.1.1Criteriafortheclassificationofsmallandmicroenterprises····························8 2.2.2Significancetothenationalec

6、onomy·······························································9 2.2Thecharacteristicsofsmallandmicroenterprises···············································10 2.3Analysisoffinancingsmallandmicroenterprises················································13 2.

7、3.1Internalfinancing···························································································14 2.3.2Bankloans······································································································14 2.3.3Equityfinancinganddebtfinanc

8、ing·······························································14 2.3.4Non-bankfinancialinstitutionsandprivatelending··················