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1、PersonalFinance:AnotherPerspectiveInsurance1:BasicsUpdated2012/10/04ObjectivesA.UnderstandwhatourleadershavesaidregardinginsuranceB.UnderstandtheimportanceofinsuranceC.Understandthekeyprinciplesofinsurancehttp://www.tdzl.net/天津塔吊租赁,河北塔吊租赁,西安塔吊租赁,塔吊租赁http://www.u51688.com/YourPersonalFinancialP
2、lanSectionX:InsuranceA.Life,B.Health,C.Disability,D.Auto,andE.HomeOwners/RentersInsuranceDoyouneedit(answerforeachsectionA-E)?Doyouhaveit?Howmuchshouldyouhave?Whattypeisit?Costsandcoverage?Discounts/specifics?IncludeacopyofyourCLUEreport(ifavailable)Includeasummarysheetofhealthinsurancecoverag
3、eandTT29(forLifeinsurance)ActionPlan:Whatinsuranceandcoverageshouldyouhave?UnderstandwhatourLeaders havesaidaboutInsuranceInsuranceisanimportantpartofbecomingfinanciallyself-reliant.ElderMarvinJ.Ashtonsaid:Appropriatelyinvolveyourselfinaninsuranceprogram.Itismostimportanttohavesufficientmedica
4、l,automobile,andhomeowner’sinsuranceandanadequatelifeinsuranceprogram.Costsassociatedwithillness,accident,anddeathmaybesolargethatuninsuredfamiliescanbefinanciallyburdenedformanyyears(MarvinJ.Ashton,“GuidetoFamilyFinance,”Liahona,Apr.2000,42).Insurance(continued)PresidentN.EldonTannerfurtherco
5、mmented:Withrisingmedicalcosts,healthinsuranceistheonlywaymostfamiliescanmeetseriousaccident,illness,ormaternitycosts,particularlythoseforprematurebirths.Lifeinsuranceprovidesincomecontinuationwhentheproviderprematurelydies.Everyfamilyshouldmakeprovisionforproperhealthandlifeinsurance(N.EldonT
6、anner,“ConstancyAmidChange,”Ensign,Nov.1979,80).UnderstandtheImportanceofInsuranceWhatisinsurance?Insuranceisalegalcontractbetweenyouandaninsurancefirmwherebythefirmagreesforapremium(fee)topayyoucompensationforcertainkindsoflossesorevents,i.e.,death,sickness,compensationforaccidents,lossofabil
7、itytowork,legalexpenses,etc.Whatarethemajortypesofinsurance?Life,Health,Auto,Home,Disability,andLiabilityInsuranceInsurance(continued)Whatisthepurposeofinsurance?Thepurposeofinsuranceistotransfertheriskofcertaintypesoflossesoreventsfrom
