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1、兰州商学院长青学院本科生毕业论文（设计）论文（设计）题目：甘肃省村镇银行改革问题探讨系别：财政金融系专业(方向)：金融学年级、班：2011级金融学3_班学生姓名：张三指导教师：罗频宇2015年5月15日he"governingforthepeople","Nomattertheinterestsofthemasses"conceptunderstandingisnotinplace.Thespecificworktreatswiththedeployment,afewleadingcadrescomplainthatworkistoocomplicated,toomuchresponsi
2、bility,thepressureistoolarge,toomuchemphasisonthedifficultyofthework.Forexample,noncoalmine声明 本人郑重声明：所呈交的毕业论文（设计）是本人在导师的指导下取得的成果。对本论文（设计）的研究做出重要贡献的个人和集体，均已在文中以明确方式标明。因本毕业论文（设计）引起的法律结果完全由本人承担。本毕业论文（设计）成果归兰州商学院长青学院所有。特此声明 毕业论文（设计）作者签名：年月日 he"governingforthepeople","Nomattertheinterestsofthemasse
3、s"conceptunderstandingisnotinplace.Thespecificworktreatswiththedeployment,afewleadingcadrescomplainthatworkistoocomplicated,toomuchresponsibility,thepressureistoolarge,toomuchemphasisonthedifficultyofthework.Forexample,noncoalmine甘肃省村镇银行改革问题探讨摘要当前，我省农村金融服务短缺已经成为制约“三农”发展的瓶颈，严重阻碍了农民增收、农业发展、农村经济增长的步
4、伐。村镇银行建设是解决农村地区金融机构网点覆盖率低、金融供给不足、竞争不充分等问题重要措施。本文首先阐述了甘肃省村镇银行的发展现状及自身优势，接着分析了甘肃省村镇银行发展的制约因素，最后从市场定位、服务对象选择、社会公信力提高、服务特色化创新、加大政策扶持力度、等方面对村镇银行的发展提出了相关建议。[关键词]村镇银行三农发展农村金融ABSTRACTAtpresent,theruralfinancialserviceshortageinourprovincehasbecomeabottleneckrestrictingthedevelopmentof"threeagriculture",h
5、asseriouslyhinderedtheincomeoffarmers,agriculturaldevelopment,ruraleconomicgrowth.Theconstructionofvillagebankisafinancialinstitutionintheruralareatosolvethenetworkcoverageislow,financialshortage,inadequatecompetitionissuesimportantmeasures.ThispaperdescribesthecurrentdevelopmentofvillagebanksinG
6、anSuprovinceanditsadvantages,andthenanalyzesthefactorsrestrictingthedevelopmentofvillagebanksinGanSuProvince,finallyfromthemarketpositioning,serviceobjectselection,socialcredibility,innovation,improveservicecharacteristicstoincreasepolicysupport,andotheraspectsofthedevelopmentofvillagebanksputfor
7、wardrelevantproposals[Keyword]:VillagebankAgriculture,countrysideandfarmersruralfinancialhe"governingforthepeople","Nomattertheinterestsofthemasses"conceptunderstandingisnotinplace.Thespecificworktreatswiththedeploymen
