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1、OnChina’sEnterpriseAnnuitysystemAbstract:ThisarticlefromtheanalysisofthedevelopmentstatusofChina’senterpriseannuitystart,thefirstin-depthanalysisofthecurrentdevelopmentofenterpriseannuitysystemdevelopmentprocessdifficultiesandleadtoreason.Andthenthea
2、ctualsituationofourcountry,thedevelopmentandimprovementofChina’sEnterpriseAnnuityXi0degreesSomeoftherecommendations.PaperKeywords:corporatepensionsystem,pensionsystem,taxincentivesAnnuity,inaforeigncountry,alsoknownasoccupationalpension,superannuatio
3、n,privatepensionplans,companypensionplans,etc.,referstotheenterprisesandtheiremployeesinaccordancewiththelawparticipatedinbasicpensioninsurancebasedonavoluntarysupplementarypensioninsurancescheme.Isprovidedbytheenterprisesandinstitutionsinthecountry’
4、sbasicsocialprotectionfortheemployeesbywayofinsurancebenefitsprovidedprotectionschemeisanationalstatutorybasicpensioninsuranceisan11effectivesupplement.Thelate1970s,duetosocialandeconomicstructurechangesandanagingpopulation,mostoftheworld’spensionsys
5、temhashadseriousfinancialcrisis,mainlyforthebasicpensioninsuranceaccountdeficitsandthedeficitcontinuestoexpandinthiscontext,inordertoprovideemployeesafterretirementsecurity,andinordertoreducethestate’sfinancialburden,manycountriesactivelyseekingpensi
6、onreform,tobuildamixedmulti-pillarpensionsystem,reducingtheproportionofthebasicpension,annuity-basedenterprisedevelopmentsupplementarypensioninsuranceisoneofthemajorreformmeasuresnowtheUnitedStates,Germany,Switzerlandandothercountriessupplementarypen
7、sionincome(corporatepensionandpersonalsavingsofpensionincome)is60%oftotalretirementincomeofmorethanapensionannuityimportantpillar,whiletheenterpriseannuityinChinastartedlate,slowdevelopment,withthearrivalofChina’sagingpopulation,regulateChina’senterp
8、riseannuitysystemisimperative.Acourseofdevelopmentofenterpriseannuity11China’senterpriseannuitysystemisenterprisesupplementarypensioninsuranceevolvedIn1995,theStateCouncilpromulgated<<ondeepeningthereformofcorporateemployeepensioninsurancesyste