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China’senterpriseannuitysystemandlocalizationanalysis[Abstract]China’senterpriseannuitysystemisChina’sstrategichumanresourcesmanagementanimportantpart,butfordifferententerprisesindifferentregions,withacorporatepensionsystemdoesnotseemtoplaythelargestroleinaddressingtheseproblems,weneeddependingonthecircumstances,localconditions,Inthispaper,therealityofChina’sYunnanProvince,industry,andmetallurgicalcharacteristicsoftheindustryonhowtobetterplaytheroleofenterpriseannuitysystem.[Keywords]localizationmetallurgyenterpriseannuitysystemFirst,thestatusquoofChina’senterpriseannuitysystemAnnuityisanenterpriseundertheguidanceofnationalpolicy,thegovernmentenforcedtheimplementationofthebasicpensioninsurancesystemofanotheremployeeoutsidetheprotectionsystem.Enterprisesaccordingtotheireconomicstrengthand13 economicconditions,humanresourcesinordertostabilizeandretainemployeeslongservicedesignedforbusinessesofaparticularsystem.Annuityisdifferentfromtheold-agesocialinsurance,butalsofromcommercialinsurance,isthebasicpensioninsurancesystemanimportantadditiontoitsimmediatepurposeistoimprovethelevelofpensionsforretiredworkers.China’senterpriseannuitysystemhasexperiencedmorethanadecadeIn1991,<<StateCouncilonthereformofcorporateemployeepensioninsurancesystem’sdecision>>thefirsttimeupenterprisesupplementarypensioninsurance.Thenin1994,‘LaborLaw>>1995<<StateCouncilonDeepeningthereformofcorporateemployeepensioninsurancesystemnotice‘andtheformerMinistryofLabor<<ontheestablishmentofenterprisesupplementaryold-ageinsurancesystemviews>>1997<<StateCouncilontheestablishmentofaunifiedpensioninsurancesystemforenterpriseemployees‘basicdecision’havereiteratedthestateencouragesenterprisestoestablishsupplementary13 pensioninsurancepolicies,andtocarryouttheprinciple,agenciesandotherissuesmaketheappropriateprovisionfortheestablishmentanddevelopmentofsupplementarypensioninsurancesystemestablishedabasicpolicyframeworkfortheStateDepartment.2000<<Aboutimprovetheurbansocialsecuritysystempilotprogram>>clearlystatedannuitytoimplementmarket-orientedoperationandmanagement,2004<<InterimMeasuresforEnterpriseAnnuity>>,<<enterpriseannuityfundmanagementqualificationbodyInterimMeasures>>andsoonhavebeenissued,markstheold-agesocialsecuritysysteminChinaisgoingforatrackofinternationaldevelopment.Evenafteryearsofdevelopment,thestatusquoofChina’senterpriseannuityisstillnotsatisfactory.Ontheonehandistheenterpriseannuitypensioninsuranceisnowalmostdidnotplayarole,theotheremployeeswagesandbenefitshasbecomealargepartofhouseholdsavingsdeposits,Thesedepositsareusedforalargeproportionofthefuturepensioninthedeveloped13 countries,ahugeenterpriseannuityasa‘reservoir’bringstogetherahugeamountofprivatecapitalinthescientificsystem,theefficientallocationofthesefundsaretopensionprotectionandcapitalmarketsystem,torelievepressureongovernmentrevenueandexpenditure,improvethesocialsecuritysystem,fosteringfinancialinstitutions,developmentofcapitalmarketshaveplayedanactiverole.Second,thecorporatepensionsystemlocalizationInthecontextoftherealityofanagingpopulation,Chinashouldbethefutureofenterpriseannuityasthesecondpillarofold-agesecuritysystemtodevelop.Enterpriseannuitysystemdesignshouldbebasedonlong-term,forward-looking;totakecareofthestate,enterprisesandpersonalinterestsandaffordabilityfullylearntheadvancedexperienceoftheinternationalpensionsystem,thepracticalfeasibilityofthesystemimplementation.Chinaisdividedintothreeregions,Eastern,CentralandWestern,eachofthegeographicalenvironmentandeconomicconditionsarenotthesame,ifaunifiedcorporatepensionsystem,willnotbe13 conducivetoregionaleconomicefficiency,thisarticlefocusesonenterpriseannuitysysteminYunnanforYunnanmetallurgyindustrycharacteristicsandtheactuallocalsituation,todiscussiftheenterpriseannuitylocalization.First,improvethelegalnormsofenterpriseannuityYunnanProvince.Norulesnostandards,andalawtoguaranteethenormaloperationofthesystem,ischaracterizedbyhighlydevelopedlegalsystemoftheenterpriseannuitymanagement,animportantfeature.Simplyput,thelaw,departmentalregulations,policies,togetherconstitutethethreelevelsofcorporatepensionregulatorysysteminwhichcorporatepensionlawisdesignatedbytheNationalPeople’sCongress,amatterofprinciplecannotbeshaken,andthesecondlevelisthedepartmentalregulations,whichisthelaborsecuritydepartmentundertheenterpriseannuitysystemofbasiclegalprinciplesandaclearannuitysupervisionnorms,inaddition,relevantgovernmentdepartmentscanalsobeintheformofspecificpolicydocumentstoregulatematterssuchastaxincentives,regulatoryagencies13 qualificationstandards,informationdisclosuremattersandinvestmentpolicyguidelinesSo,YunnanProvincialPeople’sGovernmentcanincreasetheincentivesofenterpriseannuitymetallurgy,metallurgicalindustry,basedonhardwork,workislow,thelevelofhardshiphigherthantheaveragebusiness,theGovernmentcanimplementtherelevantmeasurestogivepreferentialsupportsuchenterprises,inspirestaffmorale.Second,theprovincialgovernmenttotakepositivetaxincentives.Voluntarycorporatepensionplansistheestablishmentoftheenterprise,ifthelackoftaxincentivesseemtobelessmotivated.CorporatepensionsystemisthekeytosuccessfulimplementationofgovernmenttaxpolicysupportandonlyGovernmentforthefulltaxbenefits,companieshavetheenthusiasmtoimplementthecorporatepensionsystem,employeeshaveapassiontoserveenterprises,otherwiseitiseasytofindanalternativeannuity-commercialinsurance.Linkstofreedownloadhttp://eng.hi138.comThesmoothimplementationofenterpriseannuitysystemcannotdowithoutthesupportofgovernment13 taxincentivesnow,theenterpriseannuitytaxpolicy,therearefourmodes:(1topayandcorporatepensionplanstogiveduty-freetreatmentofinvestmentincome,excepttoreceivethepension,(2isapaymentgiventoduty-freetreatment,butreceiveapensionandinvestmentincometaxed,(3pairsofpaymentfortaxes,whilereceivingapensionandinvestmentincometaxexemption,(4-Paymentandinvestmentincometax,taxexemptionsforrecipientsofthepensionofwhichthefirsttwomodesaspartofthegovernmenttoreducetheimmediatetaxrevenue,whilethereishelpmobilizeemployersandemployeestheenthusiasmofcorporatepensionplans,toacertainextent,abletoplayAstheestablishmentoftaxincentivestopromotetheroleoftheenterpriseannuitysystem,caneffectivelypromotethedevelopmentofcorporatepensionplans.thentwomodesmayhelptoincreasethegovernment’scurrenttaxrevenue,butitisdifficulttomobilizeemployersandemployeestoactivelyparticipateincorporatepensionplans,non-conducivetothedevelopmentofenterpriseannuitymarket.enterpriseforYunnanmetallurgyindustrycharacteristics,recommendedthe13 implementationofthefirsttaxincentivesmodelthatcanbethelargestmobilizationoftheenthusiasmofenterprisesandemployees.Finally,agoodinvestmentandmanagement.Annuityisanimportantinvestmentinbusinesscapital,ifidle,willbringagreatopportunitycost,andasabusiness,howcanitsannuityappreciation,toseeleadershipinvestmentmechanismandwealthsensitivity.Asanewformofassetmanagement,corporateannuitymanagementiscausingtheconcernofallthecapitalmarket.Enterpriseannuitypensioncostsasaformofemployeeexpenses,soitrequiresstablereturnoninvestmentforYunnanmetallurgyindustry,enterpriseannuityYoucanbuybondsforinvestment,goodinvestmentreturnsassociatedwithcorporatestock,etc.toachieve,anotherwayistoinvestinpreciousmetalsandotherresourceareas,sotheenterpriseannuitysystemandreality,isanimportantandwillbringeconomicbenefitstheproject.Third,thesignificanceofcorporatepensionsystem1helpstoimprovethemulti-pillarpensionsystem13 Populationagingistodayacommonproblemaroundtheworld,inresponsetopopulationagingandpensionpaymentscrisisandbroughtaboutworldpeace,theWorldBank,theInternationalLabourOrganization,theInternationalMonetaryFundandtheEconomicCooperationOrganizationandotherinternationalinstitutionsadvocatestheestablishmentofamulti-levelmulti-pillarpensionsystem,thefaceofChina’sagingpopulationpressure,thebasicpensioncoverageislow,partofthelackofeffectiveprotectionoflifeofolderissues,Chinahasputpensionreformontheagenda.enterprisesinshouldbuildmulti-levelold-ageinsurancesystem,theprocesscameintobeing,itsstatusasChina’ssocialsecuritysystemreformandbecomemoreandmoreimportant,thebasicpensioninsuranceandannuitybusinessesarecomplementaryandmutuallyreinforcingcombinationofbothintogetherformamulti-pillarpensionsystem.(2)topromotetheimprovementofcapitalmarkets,stimulatingeconomicdevelopment.IntheAsia-Pacificregion,aquarteroftheelderlyand13 morethanonethirdoftheworkforcetookpartintheenterpriseannuityplan,theassetsincreasedrapidly,theproportionofGDPrising,asthecapitalofthesameannuityaswithothercapitalprofit-driven,largeenterpriseannuityonlyinthebondmarketanddepositmarketcannotbecompletelydigested,sothehugeamountofcapitalandinteresttofindawayout,turnedtothestockmarket,intothecapitalmarket.bringmoneyintothecapitalmarketactive,thathugeenterpriseannuitycapitalmarketdevelopmentandgrowthisanimportantfactor,itincreasesacountry’sinternationalfinancialcompetitivenessofanindividualenterpriseannuityaccounttofundthesystemfullyfundedmodel,ithaslong-termstabilitysourcesoffunding.Statisticsshowthattheendof2006,China’senterpriseannuityfundhasaccumulated76billionyuan,whichisthecapitalmarketsreliable,stable,rational,long-terminstitutionalinvestors,itisactiveintheprimarymarketandsecondarymarketsecurities,theinitialofshares,bondsandthebuyingandsellingstocks,bondsinthestockmarketdownturnthroughtheinjectionofannuitycanbooststockpricesrise,boostinginvestorconfidenceand13 stabilizethestockpricecontinuedtofallinthestockmarketboomperiods,exitthroughtheannuitycanpreventstockirrationalityofshoppingupandeventuallystabilizethecapitalmarket.3annuityasaninvestmentinhumancapital,canenhancethecompetitivenessandcohesion.Westerncountriestoestablishenterpriseannuityisintendedtomakeemployeesloyalandlastingcontributiontobusinessservicesandmore.China’senterpriseannuitysystemcreatednotonlytakesintoaccounttheroleofmacromentionedabove,butalsoimprovedtheinternalhumanresourcesmanagementsystem.asasocialsecuritysystemisthefirstlevelofbasicpensioninsurance,tomeetbasicphysiologicalneeds,whilethesecondannuitycanbeseenasahigherlevelofsecurityneedsorrequirements.Sothatemployeeshaveanannuityinthesenseofsecurity,donothavetoworryaboutforOldMen.Linkstofreedownloadhttp://eng.hi138.comEmployeeannuitybasedonseniority,andother13 aspectsofthedifferentcontributions,combinedwithcorporate-ownedindustry,thedesigncharacteristicsofdifferentsystems,suchasincreasedstaffseniorityreleasethefunds,sothathighlyqualifiedemployeestoproduceasenseofaccomplishmentandincreasedbusinessloyalty.toencouragethemtoworkwithgreaterenthusiasmamongwhichiscommoninmostcountriestoestablishinternationalbusinessannuityreason.Inaddition,youcanalsoincreasethedifficultiesofthefundspaidtoemployeesthatworkershaveaccess,itisworthpayfortheenterprise.References:[1]ShunShingLun,<<tofurtherpromotethedevelopmentofprivateeconomiclawRethinking>>,themoderneconomy,2008.07[2]LiuHongxia,<<China’sreasonsfortheslowdevelopmentofenterpriseannuityandCountermeasures>>,populationandeconomy,2005.08[3]HuangLiyuan,<<AnalysisofChina’senterpriseannuitysystem,‘EconomicForum,2009.08[4]LiYu,<<Analysisoftheenterpriseannuitysystem>>InformationEconomicsandLaw,2007.0113 Linkstofreedownloadhttp://eng.hi138.com13
