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1、Grade:Title:CasesStudyofInternationalTradePracticesCoursetitle：InternationalTradePracticesAdviser:Pro.GaoSchool:TheSchoolofAppliedEnglishStudent:ZhaoXinyu(赵欣宇)Class:2011Class2StudentNumber:110440228Date:2014/6/7personalcreditbusinessprocessmanagement,anddevelopmentofbusinesspr
2、ocesses,cleartheloanobjectandscope,establishloanoperationofassessmentandaccountabilitymechanisms.DiversitymanagementprinciplestheBank'sstrictseparationbetweenbusinessandconsumeruseofpersonalcredit,thenaccordingtothedifferentvarietiesofbusinesstoestablishtheappropriateaccesssta
3、ndard,post-lendingmanagementrequirements.BusinessusepersonalcreditshouldbestrictlyinaccordancewiththeqiluBank'ssmallbusinesscreditriskmanagementguidelinesandassociatedworkingcapitalloansmanagementrequirements,suchasassessingthemanagementofproductionandoperation,repaymentabilit
4、y,thelevelofrisk,andsoon.IncomedebtratiocontrolprincipleofBankincomedebtratiocontrolmechanism,combinedwiththeborrower'sincome,debt,expenditures,loans,guaranteesandotherfactors,determinestheloanamountandterm,controleachrepaymentdoesnotexceedtheamountoftheborrowerrepaymentabilit
5、y.Principlesoftrans-regionallimitsBranchesshallnotinprincipletooperatingincomemainlycomesfromoffsite(prefecture-levelcitiesandadministrativedivisionsatorabove)orinward(MS)chargeprovidedcreditsupportforindividualcustomersislocatedindifferentplaces,butexceptthosewithuniqueadvant
6、agessuchascritical.Havesetupbranchesindifferentplaces,otherbodiesarenotentitledtocarryoutthebranchofcreditbusinessintheregion.BranchCountyareahasbeenestablished,otherbodiesarenotentitledtoapplyforthecreditwithintheCounty.Doublebeforegoingthroughthepersonalcreditbusinesscrediti
7、nvestigation,Contracting,securityverification,creditcheck,keyaccountmanagershouldbedoublehandle.Banksupportsriskmanagers,loanreview,professionalTitle:CasesStudyofInternationalTradePracticesCASEONEBackground:St.PaulGuardianInsuranceCompanyV.NeuromedMedicalSystems＆Support,GmbHSh
8、aredImaging,anAmericancorporation,andNeuromed,aGermancorporat
