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ID:34007849
大小:5.27 MB
页数:43页
时间:2019-03-03
《xx商业银行小微企业的融资业务广西市场拓展问题的研究》由会员上传分享,免费在线阅读,更多相关内容在学术论文-天天文库。
1、RESEARCHONSMALLANDMICROENTERPRlSES(SMES)FINANC川GBUSINESSEXPANSIONINCOMMERCI^L队NKSlNTHEGUANGXl叭RKETABSTRACTAlong州mthedevelopmentofthemarketeconomy,smallmadmicroenterprises(SME),act∞mimportantelementinpromotionofnationaleconomy,diversificationoftheeconomybody,maintenanceof
2、socialstabilityandremissionoftheemploymentpressure.ThehealthydevelopmentoftheSMEscontributessignifieandytothesustainabledevelopmentofthemarketeconomyinChinaHowever,theparadoxbetweenthehugedemmadoffinancingandthedifficultiesinSMEs,whichistheresultofthecharacteristicsofthe
3、SMEsandtheriskpreferencesofthecommercialbanks,isthegreatestbottleneckrestrictioninthedevelopmentofSMEsTheissueofSMEsfinancinginthecommercialbanksisthehotspotinthefinancingresearchTheoretically,drivenbytheideasofscopeeconomy,marketsegmentationandcomparativeadvantage,comme
4、rcialbankshavenoticedthefieldofSMEsfinancingandstartedtoproviderelatedservicesWeneedtobeawarethatthoseresearchfindingsandadvancedexperiencesinexpandmgtheSMEsfinancingbusinessincommercialbanksaremostlyrootedinforeigneconomicenvironment,whichbearsnotmuchcomparabilitytothee
5、mergingSMEsfinancinginChina.ThesefindingsandexperiencecannotbeindiscriminatelyimitatedinChinaThemethodologiesofcomparativeanalysisandcaseanalysisareadoptedinthisthesis.BasedonthereportofSMEsfinancingbusinessservicesinGuangxi,eondueledbyXXbank,theauthorwilldiginandrevealt
6、heobstaclesinconductingtheSMEsfinancing,includingresearchesoncommercialbanksperse,theinternalenvironmentsofSMEsandfinancialmarketenvironmentConclusionsandsuggestionsonimprovingtheSMEsfinancingincommercialbankswillbepml)0sedbycombiningtherelatedtheorya∞dreseafdlcsonexisti
7、ngissues.c∞bcsandcountermeasuresTheseconclusionsandsuggestionscouldbereferencesintheexpmasionofSMEsfinancingservicesincommercialbanks,especiallyinGuangxi,thedevelopmentofSMEs,andtheestablishmentofrelatedlawsandregulationsKEyWORDS:smallandmicroenterprises(SMEs)f'mancing,c
8、ommercialbanks,Guangximarket目录摘要.................................................................1^BS嘣c
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