保险业诚信建设同样需要制度保障

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1、保险业诚信建设同样需要制度保障　　篇一：我国保险业信用体系建设　　摘要　　诚信，是古今中外通用的社会伦理准则，更是现代保险业的生存基础。诚信对市场经济建设具有举足轻重的作用。建立保险业诚信体系，需深入理解诚信对现代社会发展的重要作用，并应采取以下具体措施：把握社会信用体系建设契机，为保险业诚信体系建设奠定基础；加强保险信用法制建设，为保险业诚信体系建设提供保障；建立保险诚信治理制度，为保险业诚信体系建设创造条件；改革保险公司经营治理体制，为保险业诚信体系建设注入动力；完善保险营销机制，为保险业诚信体系建设增添活力。　　关键词:保险诚信

2、，保险发展，诚信教育，制度体系　　Abstract　　Integrity,istheancientandmodernChineseandforeigngeneralsocialethics,butalsothesurvivalofmoderninsuranceindustrybasedinsurancecreditsystem,tounderstandtheintegrityofimportantrolesinthedevelopmentofmodernsociety,theritualwisdomtogetherconstitute

3、theimportantcontentofthetraditionalmoralityofwesternculture.andthefollowingspecificmeasuresshouldbeadopted:graspingtheopportunityofsocialcreditsystemconstruction,tolayagoodfoundationfortheinsurancecreditsystemconstruction;Tostrengthentheconstructionofinsurancecreditlega

4、lsystem,whichguaranteesinsurancecreditsystemconstruction;Buildsystemofinsuranceintegritymanagement,createconditionsfortheinsurancecreditsystemconstruction;Reformtheinsurancecompanymanagementsystem,togiveimpetustoinsurancecreditsystemconstruction;Improvetheinsurancemarke

5、tingmechanism,addvitalitytoinsurancecreditsystemconstruction.　　Keywords:insuranceintegrity,development,thegoodfaitheducation,system　　目录　　1引言...........................................................................................................................1　　2保险业

6、诚信建设现状...............................................................................................1　　保险公司的不诚信............................................................................................................1　　保险代理人的不诚信......................................

7、..................................................................2　　投保人的不诚信…………………………………………………………………………..3　　3保险业诚信问题存在的原因...................................................................................3　　制度缺陷..........................................................

8、..................................................................3　　信息的不对称………………………………………………………………………….....4