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1、WesterncountriestofinancePracticeandEnlightenmentAbstract:Westerncountrieshavemorefinancialdevelopmentco-operationalonghistory,hasaccumulatedacertainamountofpracticalexperience,ourreformanddevelopmentcooperation,financeaccordingtoChina’snationalconditions,inth
2、emanagementsystem,formsoforganizationandsystems,marketorientation,supervisionandmanagement,policysupportandlegalaspectsoftheconstructionoflearningandinnovation.Co-financeisthemainforceofChina’sruralfinanceistoliaisewiththebridgeandlinkthefarmers.Co-financeinEu
3、ropeandtheUnitedStatesandotherdevelopedcountrieshaverelativelylonghistory,andincreasinglystandardizeand14improvethestudyofWesterncountriestofinancedevelopmenttrends,drawingonitssuccessfulexperienceinco-operationforpromotingChina’sfinancialreform,tobettersuppor
4、tandserviceagriculture,ruralareasandfarmers,haveimportantpracticalsignificance.First,ruralcooperativefinancialreformanddevelopmentcannotbeoutofservice“threeruralissues”inthedirectionofChina’sruralcooperativefinancialshouldbebasedonthepursuitofprofit,goals?Onth
5、isissuecannotblindlycopythepracticesofWesterncountries.Becausefromthe14situationinWesterncountries,cooperationofcommercialfinancebusinessinWesterncountries,thetendencyhasbeentoachieveindustrializationandurbanization,theshareofagricultureinthenationaleconomyasi
6、gnificantdeclineintheruralpopulationagainstthebackdropofasharpdeclineoccurred.Sincetheagriculturalandreduceddemandforcapitalinruralareas,ruralcooperativefinancialabsorptionofthefundsexceededthatofagricultureandruralneedsforcapital,sotheyneedtomeetthemembership
7、afterthefundsareusedforcommercialoperations.WhileChinaisalargeagriculturalcountry,nearly80%ofthepopulationinruralareas,agricultureandruraleconomicdevelopmentonthedemandforfundsisverylarge.So,ifblindlyfollowthemodelofWesterncountries,theroadtogoasingleoperation
8、,withChina’scurrenteconomicsituationisnotconsistent.Practicehasprovedthatco-financingwillbeChina’s14financialsystem,animportantpartinensuringthatallundertakingsinagricultureandrura
