房地产企业融资风险探讨

《房地产企业融资风险探讨》由会员上传分享，免费在线阅读，更多相关内容在教育资源-天天文库。

1、江西理工大学继续教育学院毕业（设计）论文关于房地产企业融资现状及风险防范的探讨摘要：房地产业作为国民经济支柱产业，对国民经济的发展起着举足轻重的作用。但由于房地产开发项目规模大、周期长、房地产价值高等特点，使得房地产开发企业所需的资金量巨大，因此融资能力对房地产企业至关重要。本文通过对近年来房地产资金的主要来源渠道——银行信贷，以及包括房地产信托、房地产基金、债券融资、股票融资、海外融资等其他融资渠道的研究，分析了房地产融资结构单一、间接融资比重过大、创新融资方式少等现状问题及其形成的主要原因，并提出了我国房产企业融资如何向多

2、元化发展，建立起一个多层次的房地产融资体系以及防范房地产企业融资风险的相应策略。关键词：房地产业;融资风险现状;融资风险防范OfrealestatecorporatefinancestatusquoandriskpreventionAbstract:Therealestateindustrytothenationaleconomyasapillarindustries,andtothedevelopmentofnationaleconomyisofvitalimportance.Butbecauseofrealestatede

3、velopmentprojectislargescaleandcycleislong,realestatevaluehighercharacteristic,makerealestatedevelopmententerpriserequiredgreatfinancingvolume,sofinancingabilityonrealestateenterpriseisveryimportant.Thisarticlethroughtotherealestatefundsinrecentyearsasthemainsourceo

4、fchannel-bankcredit,includingrealestatetrusts,realestatefund,abondfinancing,stockfinancing,financingandotheroverseasfinancingchannels,analyzingtherealestatefinancesinglestructureandindirectfinancingproportion,thefinancingwaytoomuchlessinnovationpresentsituationandit

5、sformationofthemaincausesoftheproblems,andputsforwardtheourcountryenterprisefinancingtodiversifyhowrealestatedevelopment,setupamulti-levelrealestatefinancesystemandpreventrealestateenterprisefinancingriskcorrespondingstrategies.Keywords:Realestate;financing;riskstat

6、us;financing;riskprevention目录7江西理工大学继续教育学院毕业（设计）论文摘要·························································ⅠAbstract·····················································Ⅰ一、前言······················································1二、房地产开发企业融资风险现状····················

7、············2（一）房地产企业资金的主要来源是银行贷款·································2（二）房地产企业融资渠道逐步走向多样化···································2（三）房地产信托业务活跃·················································3（四）拓展房地产融资渠道的意义及前景·····································3三、我国房地产企业融资中存在的问题·········

8、···················3（一）融资结构单一且间接融资比重过大·····································4（二）对房地产融资的限制因素太多·········································4（三）银