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1、TheHomeBuyer’sQuestionandAnswerBookBridgetMcCreaAmericanManagementAssociationNewYork•Atlanta•Brussels•Chicago•MexicoCity•SanFranciscoShanghai•Tokyo•Toronto•Washington,D.C...........................10931$$$FM10-21-0408:02:11PSPAGEiSpecialdiscountsonbulkquantitiesofAMACOMbooksareavailabletocorporation
2、s,professionalassociations,andotherorganizations.Fordetails,contactSpecialSalesDepartment,AMACOM,adivisionofAmericanManagementAssociation,1601Broadway,NewYork,NY10019.Tel.:212-903-8316.Fax:212-903-8083.Website:www.amacombooks.orgThispublicationisdesignedtoprovideaccurateandauthoritativeinformationin
3、regardtothesubjectmattercovered.Itissoldwiththeunderstandingthatthepublisherisnotengagedinrenderinglegal,accounting,orotherprofessionalservice.Iflegaladviceorotherexpertassistanceisrequired,theservicesofacompetentprofessionalpersonshouldbesought.Variousnamesusedbycompaniestodistinguishtheirsoftwarea
4、ndotherproductscanbeclaimedastrademarks.AMACOMusessuchnamesthroughoutthisbookforeditorialpurposesonly,withnointentionoftrademarkviolation.AllsuchsoftwareorproductnamesareininitialcapitallettersorALLCAPITALletters.Individualcompaniesshouldbecontactedforcompleteinformationregardingtrademarksandregistr
5、ation.REALTORisaRegisteredcollectivemembershipmarkthatidentifiesarealestateprofessionalwhoisamemberoftheNationalAssociationofREALTORSandsubscribestoitsstrictCodeofEthics.AMACOMusesthesenamesthroughoutthisbookininitialcapitallettersorALLCAPITALlettersforeditorialpurposesonly,withnointentionoftradema
6、rkviolation.LibraryofCongressCataloging-in-PublicationDataMcCrea,Bridget.Thehomebuyer’squestionandanswerbook/BridgetMcCrea.p.cm.Includesindex.ISBN0-8144-7236-2(pbk.)1.Residentialrealestate—Purchasing—UnitedStates.2.Housebuying—UnitedStates.3.Condominiums—Purchasing—UnitedStates.4.Mortgageloans—Unite
7、dStates.I.Title.HD259.M332005643.120973—dc2220040119862005BridgetMcCreaAllrightsreserved.PrintedintheUnitedStatesofAmerica.Thispublicationmaynotbereproduced,storedinaretrievalsystem,ortransmittedin