中国P2P网贷行业发展与评价报告.pdf

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1、目录第一章P2P网贷行业发展现状...............................................................................3第一节P2P网贷概念与发展历程.......................................................................3一、P2P网贷的的基本概念..............................................................

2、............3二、P2P网贷的国内发展历程......................................................................5第二节P2P网贷发展现状...................................................................................7一、国外P2P发展现状.....................................................

3、............................7二、国内P2P发展现状与面临的问题.........................................................9第二章P2P网贷金融风险管理与分析....................................................................26第一节P2P网贷风险概述.......................................................

4、..........................27第二节P2P网络借贷风险环境成因.................................................................28一、法律体系不完备，监管主体不到位....................................................29二、信用体系不健全，市场环境不完善....................................................29三、组织结

5、构存缺陷，交易机制有漏洞....................................................30四、风险管理简单化，内控机制未建立....................................................31五、IT系统不牢靠，信息安全无保障........................................................32第三节P2P网贷风险案例分析................................

6、.......................................33一、正常运营平台风险识别与分析............................................................33二、“问题”平台的运营模式与风险特征..................................................34第三章P2P的监管.............................................................

7、.......................................37第一节监管的必要性.........................................................................................37第二节国外P2P网络借贷的监管经验............................................................38一、国外P2P网络借贷监管现状.......................

8、........................................38二、国外P2P网络借贷监管的共同点.......................................................40第三节、我国P2P网络借贷监管体系构建......................................................41一、确