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1、LectureNote4Chapter2NegotiableInstruments(3/3)StructureGeneralIntroductionBillofExchangePromissoryNoteCheckCertificateofDepositSummary22.3PromissoryNotesDefinitionTypesSpecimenItemsDifferencebetweenabillandanote32.3.1Definition(1/3)APromissorynoteis“anunconditiona
2、lpromiseinwritingmadebyonepersontoanothersignedbythemaker,engagingtopay,ondemandoratafixedordeterminablefuturetime,asumcertaininmoneyto,ortotheorderof,aspecifiedpersonortobearer”(BEA1882,Art.83)4Definition(2/3)本票是出票人签发的,承诺自己在见票时无条件支付确定金额给收款人或者持票人的票据。(中国《票据法》第73条)《
3、日内瓦统一法》未对本票做定义。5Definition(3/3)Atwo-partynegotiableinstrumentthatisanunconditionalwrittenpromisebyonepartytopaymoneytoanotherparty.Basicplayers:Maker&Payee6Types1.Banker’s/Trader’sNote;2.Time&DemandNote;《中国票据法》所指本票是指银行本票;即期本票《日内瓦统一法》:本票可以为即期和远期,出票人未限定为银行,这与BEA(188
4、2)同。3.JointNote&jointandseveralNote(P72)72.3.2Specimen(1/6)London,15thSep.2010PromissoryNoteforGBP1,000.00At60daysafterdatewepromisetopayBeijingArtsandCraftsCorp.ororderthesumofonethousandpounds.ForBankofEurope,London.signature8Specimen(2/6)MakerPayeePROMISSORYNOT
5、E9Specimen(3/6)XYZINTERNATIONALBANK,LTD.18ParkStreet,SingaporeCASHIER’SORDER(p75)Singapore,AUG.8,2008PaytotheorderofABCCO.LTD.ThesumofHKDOLLARSEIGHTYTHOUSANDANDEIGHTHUNDREDONLY.ForXYZInternationalBank,Ltd.ManagersignatureHKD80,800.0010Specimen(4/6)£200Birmingham,1
6、Jan2009IpromisetopaytotheorderofJohnDavisondemandthesumoftwohundredpoundsGeorgeHallamJohnDouglasCharlesHarrison11Specimen(5/6)£1,000Derby1Jan1983Sixmonthsafterdatewejointlyandseverallypromisetopaythebearerthesumofonethousandpounds.FrankScottLeslieWhite12Specimen(6
7、/6)£700Leicester1Jan2009NinetydaysafterdatewepromisetopayWilliamSmithororderthesumofsevenhundredpounds.JamesHarrisonJohnMartinFlorenceBrown132.3.3Items(1/2)AbsolutelyRequiredItemsTheword“PromissoryNote”;Anunconditionalpromisetopay;Asumcertaininmoney;Nameofpayee;Da
8、teofissue;Maker’ssignature(maybemorethanone).本票上未记载上述规定事项之一的,本票无效。(中国《票据法》第75条)14Items(2/2)RelativelyRequiredItemsPlaceofIssuePlaceofPaymentDueDate:Nolo