英国2015年海上保险法.pdf

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1、InsuranceAct2015CHAPTER4ExplanatoryNoteshavebeenproducedtoassistintheunderstandingofthisActandareavailableseparately£6.00InsuranceAct2015CHAPTER4CONTENTSPART1INSURANCECONTRACTS:MAINDEFINITIONS1Insurancecontracts:maindefinitionsPART2THEDUTYOFFAIRPRESENTATION2Applicationandinterpretation3T

2、hedutyoffairpresentation4Knowledgeofinsured5Knowledgeofinsurer6Knowledge:general7Supplementary8RemediesforbreachPART3WARRANTIESANDOTHERTERMS9Warrantiesandrepresentations10Breachofwarranty11TermsnotrelevanttotheactuallossPART4FRAUDULENTCLAIMS12Remediesforfraudulentclaims13Remediesforfraud

3、ulentclaims:groupinsuranceiiInsuranceAct2015(c.4)PART5GOODFAITHANDCONTRACTINGOUTGoodfaith14GoodfaithContractingout15Contractingout:consumerinsurancecontracts16Contractingout:non-consumerinsurancecontracts17Thetransparencyrequirements18Contractingout:groupinsurancecontractsPART6AMENDMENTO

4、FTHETHIRDPARTIES(RIGHTSAGAINSTINSURERS)ACT201019Powertochangemeaningof“relevantperson”forpurposesof2010Act20OtheramendmentsPART7GENERAL21ProvisionconsequentialonPart222ApplicationetcofParts2to523Extent,commencementandshorttitleSchedule1—Insurers’remediesforqualifyingbreachesPart1—Contrac

5、tsPart2—VariationsPart3—SupplementarySchedule2—Rightsofthirdpartiesagainstinsurers:relevantinsuredpersonsELIZABETHIIc.4InsuranceAct20152015CHAPTER4AnActtomakenewprovisionaboutinsurancecontracts;toamendtheThirdParties(RightsagainstInsurers)Act2010inrelationtotheinsuredpersonstowhomthatAct

6、applies;andforconnectedpurposes.[12thFebruary2015]EITENACTEDbytheQueen’smostExcellentMajesty,byandwiththeadviceandBconsentoftheLordsSpiritualandTemporal,andCommons,inthispresentParliamentassembled,andbytheauthorityofthesame,asfollows:—PART1INSURANCECONTRACTS:MAINDEFINITIONS1Insurancecont

7、racts:maindefinitionsInthisAct(apartfromPart6)—“consumerinsurancecontract”hasthesamemeaningasintheConsumerInsurance(DisclosureandRepresentations)Act2012;“non-consumerinsurancecontract”meansacontractofinsurancethatisnotaconsumerinsurancecontract;“insured”meansthepartytoaco