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时间:2019-11-21
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1、给生命定价范文 COSTOFLIVING ”Yourmoneyoryourlife.”Thechoicetraditionallypresentedbythehighwaymanissupposedtohaveonlyonesensibleanswer.Moneyis,afterall,nousetoacorpse.Yeteconomistsoftenstudysomethingratherlikethehighwayman'sofferinanattempttouncovertheanswertoanimportantques
2、tion:howmuchisyourlifeactuallyworth? Likemanyawkwardquestions,thisisonethathastobeanswered.Safetyregulationssavelivesbutalsoraisethecostofdoingbusiness,acostweallpaythroughhigherprices.Aretheyworthit?Ourtaxespayforlifesavingspendingonroadsafetyandfirefighting.Aretheyh
3、ighenough,ortoohigh? Sohowmucharewewillingtospendtosavealife?Atraditionalplanner'sapproachusedtobetomeasurethevalueofwageslostduetodeathorinjury.That'sdreadful:itconfuseswhatIthinkmylifeisworthwithwhatmybossthinksmylifeisworth. Soanalternativeistoaskpeoplehowmuchthey
4、wouldpayforasafercarorkitchencleaner.Butsuchsurveysdonotalwaysproducesensibleresults.Ouranswersdependonwhetherwe'rebeingofferedasafer?10householdcleanerandthenaskedifwewantthemoredangerous?5version,orwhetherwe'reofferedthe?5brandandthenaskedifwe'llpay?10forthesaferprod
5、uct.Peopleoftenanswer”no”tobothquestions,contradictingthemselves.Theseinconsistenciesmeanthatwe'reeitherirrationalorlyingtopollsters,andperhapsboth. Economiststhereforetendtopreferobservingrealchoices.Ifyou'rewillingtocrossabusystreettopickupa?20note,theeconomistwhopu
6、tittherecaninfersomethingaboutyourwillingnesstoacceptrisk.Moreorthodoxapproacheslookatcareerchoices:ifyou'rewillingtobealumberjack,partofthatdecisionistoacceptriskinexchangeforfinancialreward. Beingasoldierisrisky;soisbeingadrugdealerorprostitute.Thedifficulty,evident
7、ly,istodisentanglethehealthriskandthefinancialrewardfromalltheothermotivationstochooseaparticularwayoflife.Thatisn'teasybuteconomiststry. WorldBankeconomistPaulGertlerandhiscolleaguesreckonedthatMexicanprostitutesvaluedtheirlivesatabout$50,000peryear,basedonwillingnes
8、stotakemoneynottousecondoms.Atfivetimestheirannualearnings,that'sasimilarfiguretoworkersacceptingriskyjobsinrichcount
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