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1、外文翻译privatebankingSource:internationaleconomicintegrationAuthor:Jovanovi,MiroslavNAtastrokeyou’llencompassqueuemisery,disinterestedservice,callcenters,computermalfunctionsandpushysalesteams.Anddon'tgetyourguestsstartedonbankcharges.Banks,oncepopulatedbynice,quietandhelpfulclerks,havegon
2、eongrowthhormonesandtransformedintoahungryretailbeast.You'remostlikelystuckinatimewarpifyouthinkyourbankisactuallythat,abank-infactit’safinancialservicesshop.Ifyou’dmaybeliketoseethesamefacesatyourbankandhavetheoccasionallittlechataboutcrimeortheweather,forgetit.Todayyouhavetoproducemor
3、eIDandproofofresidencethananillegalimmigrantjusttocheckyouraccountbalance.Thebankmanager,whousedtopersonallyknowallhisclients,nowhasnoideawhoyouare,noranyofhiscustomersforthatmatter,beyondyourprintedbalancesheet.Ifyou’reafrustratedretailclienttiredofbeingmarketedto,maybethetimehascometo
4、considerachange.Asithappens,anumberofretailbanksarecurrentlysiftingthroughtheirclientbaseseeingexactlywhotheycanshiftuptotheirprivatebank.Youmightwanttoconsiderpre-emptingthatofferandlettingthemknowofyourimmediateavailability.Forallitsmarketingtotheyachtingfraternityandvineyardowners,pr
5、ivatebankingmostlyofferswhatusedtopassfornormalbanking.Youpersonallyknowyourbankerandheknowsyouandyourfinancialaffairs.Mostpeopleprobablyhavealwaysbelievedthatprivatebankingisaclosedworldfortheseriouslyrich.Retailbankswouldratheryoudon’tknowtherearerealalternativestotheirautomatedcompla
6、cency,whileprivatebanksbydefinitiondon’ttoutforbusiness.Mostprivatebankshavesegmentedtheirbusinessandthereappearstobesomeconsiderableoverlapbetweenthebottomendofthatmarketandthetopendofretailbanking.Youneedsomethingtoshow,butyouneednotdriveaLamborghini.Maybeinitiallyyouwon’tseeyourpriva
7、tebankerinpersoneverytimeyoutransact,butifyousuddenlyneedabridgingloanoryouwanttoraisefundsforabusinessdealoraninterestingprivateproject,aprivatebankerwillcallyouwithin24hoursandgiveyouananswerjustasquickly.Hemightevencometoyourhouse,talkthroughyourfinancesandfiduciaryaffairswi