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1、外文翻译原文RISKMANAGEMENTOFE-BANKINGACTIVITIESMaterialSource:UniversityGalati,EconomicScienceFacultyAuthor:VirlanutaFlorina，MogaLiliana，IoanViorica1.E-bankingrisksE-bankingisdefinedastheautomateddeliveryofnewandtraditionalbankingproductsandservicesdirectlytocustomers
2、throughelectronic,interactivecommunicationchannels.E-bankingincludesthesystemsthatenablefinancialinstitutioncustomers,individualsorbusinesses,toaccessaccounts,transactbusiness,orobtaininformationonfinancialproductsandservicesthroughapublicorprivatenetwork,includ
3、ingtheInternetormobilephone.Customersaccesse-bankingservicesusinganintelligentelectronicdevice,suchasapersonalcomputer(PC),personaldigitalassistant(PDA),automatedtellermachine(ATM),kiosk,orTouchTonetelephone.InRomania,over23banksimplementedandoffernowe-bankingse
4、rvices.Thecontinuousdevelopmentofthesupportingtechnology,informationsecurityande-bankingstrategyreflectsontheincreasingnumberofthee-bankingcustomers.AccordingtoCommunicationsandInformationTechnologiesMinistry,thenumberofe-bankingusersandthetransactionsperformedi
5、nthissystem,aswellasthevalueofthesetransactions,registeredaspectacularrising,displayedinthegraphicsbelow:YearIndex2004200520062007E-bankingcustomers18.25944.538100.799187.471Transactionsnumber1.968.1702.244.0673.546.5494.851.427Transactionsvalue(euro)7.911.987.7
6、0611.566.348.72020.510.170.66244.830.322.635Source:CommunicationsandInformationTechnologiesMinistry9Whiletherisksandcontrolsaresimilarforthevariouse-bankingaccesschannels,thisessayfocusesspecificallyonInternet-basedservicesduetotheInternet’swidelyaccessiblepubli
7、cnetworkAccordingly,thisprojectbeginswithadiscussionofthetwoprimarytypesofInternetwebsites:informationalandtransactional.Informationalwebsitesprovidecustomersaccesstogeneralinformationaboutthefinancialinstitutionanditsproductsorservices.Riskissuesexaminersshould
8、considerwhenreviewinginformationalwebsitesinclude:Potentialaccesstoconfidentialfinancialinstitutionorcustomerinformationifthewebsiteisnotproperlyisolatedfromthefinanc
