商业银行风险管理外文及翻译

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1、外文文献翻译CommercialBankRiskManagement:AnAnalysisoftheProcess山东建筑大学毕业论文外文文献及翻译外文文献：CommercialBankRiskManagement:AnAnalysisoftheProcessAbstractThroughoutthepastyear,on-sitevisitstofinancialservicefirmswereconductedtoreviewandevaluatetheirfinancialriskmanagementsystems.Thecommercialbankinganalys

2、iscoveredanumberofNorthAmericansuper-regionalsandquasi±money-centerinstitutionsaswellasseveralfirmsoutsidetheU.S.Theinformationobtainedcoveredboththephilosophyandpracticeoffinancialriskmanagement.Thisarticleoutlinestheresultsofthisinvestigation.Itreportsthestateofriskmanagementtechniquesin

3、theindustry.Itreportsthestandardofpracticeandevaluateshowandwhyitisconductedintheparticularwaychosen.Inaddition,critiquesareofferedwhereappropriate.Wediscusstheproblemswhichtheindustryfindsmostdifficulttoaddress,shortcomingsofthecurrentmethodologyusedtoanalyzerisk,andtheelementsthataremiss

4、inginthecurrentproceduresofriskmanagement. 1.IntroductionThepastdecadehasseendramaticlossesinthebankingindustry.Firmsthathadbeenperformingwellsuddenlyannouncedlargelossesduetocreditexposuresthatturnedsour,interestratepositionstaken,orderivativeexposuresthatmayormaynothavebeenassumedtohedge

5、balancesheetrisk.Inresponsetothis,commercialbankshavealmostuniversallyembarkeduponanupgradingoftheirriskmanagementandcontrolsystems.Coincidentaltothisactivity,andinpartbecauseofourrecognitionoftheindustry'svulnerabilitytofinancialrisk,theWhartonFinancialInstitutionsCenter,withthesupportoft

6、heSloanFoundation,hasbeeninvolvedinananalysisoffinancialriskmanagementprocessesinthefinancialsector.Throughthepastacademicyear,on-sitevisitswereconductedtoreviewandevaluatetheriskmanagementsystemsandtheprocessofriskevaluationthatisinplace.Inthebankingsector,systemevaluationwasconductedcove

7、ringmanyofNorthAmerica's12山东建筑大学毕业论文外文文献及翻译super-regionalsandquasi±money-centercommercialbanks,aswellasanumberofmajorinvestmentbankingfirms.Theseresultswerethenpresentedtoamuchwiderarrayofbankingfirmsforreactionandverification.Thepurposeofthepresentarticleisto