专业英语-专业英语八级分类模拟题阅读理解(十六)

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1、READINGCOMPREHENSIONTEXTAOfallthelessonstaughtbythefinancialcrisis,themostpersonalhasbeenthatAmericansarenfttooslickwithmoney.Wetakeouthomeloanswecan11afford.Werunupsky-highcredit-carddebt.Wedon11savenearlyenoughforretirement.Inresponse,proponentsoffinancial-literacyeducationarestump

2、ingwithrenewedzeal.SchooldistrictsinstatessuchasNewJerseyandIllinoisareaddingmoney-managementcoursestotheircurriculums.TheTreasuryandEducationdepartmentsaresendinglessonplanstohighschoolsandencouragingstudentstocompeteintheNationalFinancialCapabilityChallengethatbeginsinMarch.Student

3、swithtopscoresonthatexamwillreceivecertificates—butchancesforlong-termbenefitsareslim

4、scoreshavebeenfallingonteststhatmeasurehowsavvystudentsareaboutthingssuchasbudgeting,creditcards,insuranceandinvestments•11Weneedtofigureouthowtodothistherightway,HsaysLewisMandellzaprofessorattheUniversityofWashingtonwhoafter15yearsofstudyingfinancial-literacyprogramshascometothecon

5、clusionthatcurrentmethodsdon11work•Agrowingnumberofresearchersandeducatorsagreethatamoreradicalapproachisneeded•Theyadvocatestartingfinancialeducationalotearlierthanhighschool,puttingrealmoneyandspendingdecisionsintokidsnhandsandtalkingopenlyabouttheemotionsandsocialinfluencestiedtoh

6、owwespend.Otherinitiativesaretacklingsuchreal-worldissuesasthecommercialandsocialpressuresthataffectpurchasingdecisions.Whyexactlydoyouwantthoseexpensivename-brandsneakerssobadly?11Ittakesconfidencetotakeastandandtothinkdifferently,HsaysJerooBillimoria,founderofAflatoun,anonprofitwho

7、securriculum,usedinmorethan30countries,aimstohelpkidsgetalegupintheirfinanciallives•nThisgoesbeyondmoneyandsavings.11Amidsuchacomplicatedlandscape,someexpertsquestionwhethertherecouldeverbeenougheducationtoadequatelyprepareAmericansforfinanciallife•Abettersolution,thesecriticscontend

8、,istoreformt