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1、毕业设计（论文）外文参考资料及译文HowtoguardagainstfinancialrisksnetworkProfessorKristianBehrensThisarticleisanexcerptfromthe"JournalofEconomicGeography,HNovember20092First,thedefinitionofnetworkfinanceNetworkFinanceisacomputernetworkforthetechnicalsupportofthefinanciala
2、ctivitiesandrelatedactivitiesingeneral,isanetworkofinformationtechnologyandproductofthecombinationofmodernfinance,butitisnotasimplecombinationofthetwo,butafinancialindustryandevenallindustriesAnoperatingmechanism,isthefutureofenterprisesystemdevelopment.
3、Narrowlyunderstood,referstothefinancialnetworkoffinancialserviceprovidersbasedonthehosttotheInternetorcommunicationsnetworkforthemedia,throughthefinancialdataandbusinessprocessesembeddedsoftwareplatform,userinterfaceterminalmodeofoperationofthenewfinanci
4、al;fromabroadunderstandingoftheconceptofnetworkfinancetheirmodeofoperationalsoincludesmatchingnetworkoffinancialinstitutions,networksandrelatedfinancialmarkets,regulatoryandotherexternalenvironment.Including:e-money,onlinebanking,onlinepayment,networksec
5、urityandnetworkinsurance.Second,thenetworkoffinancialriskNetworkmainlyengagedinthefinancialsettlementofelectronicmoneyandelectronicvirtualfinancialservices,inadditiontotraditionalfinancialactivitieswhichexistintheprocessofcreditrisk,liquidityrisk,interes
6、traterisk,currencyriskandmarketrisk,fromatechnical,businessandlegalperspective,Therearethefollowingspecificrisks:1.Technologyrisk(1)hackerattacks.Theoperationofthenetworkmustrelyonfinancialtransactions,computerandInternet,alltransactionsarestoredinthecom
7、puter,thetransmissionofonlineinformationiseasytobecomealargenetworkof"hacker"attack.Inaddition,WebaccessisaformofInternetservice,isalsoanetworkoffinancialinstitutionstradingandservicesplatform,butitdependsonTCP/IPprotocol,therearemanysecurityvulnerabilit
8、ies.Thisgiveshackersbrokeintofinancialinstitutionsthroughthenetworktocreatetheconditionsforthesystem.Hackersonlyneedtouseloopholesinthesystemitself,Honlyneedtomodifyafewsettings11youcanallowfinancialinstitutionstoastandsti
