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1、毕业设计（论文）外文参考资料及译文译文题目：如何防范网络金融风险学生姓名：张松学 号：专 业：金融学所在学院：龙蟠学院指导教师：盖瑞职 称：教授2011年2月20日HowtoguardagainstfinancialrisksnetworkProfessorKristianBehrensThisarticleisanexcerptfromthe"JournalofEconomicGeography,"November20092First,thedefinitionofnetworkfinanceNetw
2、orkFinanceisacomputernetworkforthetechnicalsupportofthefinancialactivitiesandrelatedactivitiesingeneral,isanetworkofinformationtechnologyandproductofthecombinationofmodernfinance,butitisnotasimplecombinationofthetwo,butafinancialindustryandevenallindustries
3、Anoperatingmechanism,isthefutureofenterprisesystemdevelopment.Narrowlyunderstood,referstothefinancialnetworkoffinancialserviceprovidersbasedonthehosttotheInternetorcommunicationsnetworkforthemedia,throughthefinancialdataandbusinessprocessesembeddedsoftwarep
4、latform,userinterfaceterminalmodeofoperationofthenewfinancial;fromabroadunderstandingoftheconceptofnetworkfinancetheirmodeofoperationalsoincludesmatchingnetworkoffinancialinstitutions,networksandrelatedfinancialmarkets,regulatoryandotherexternalenvironment.
5、Including:e-money,onlinebanking,onlinepayment,networksecurityandnetworkinsurance.Second,thenetworkoffinancialriskNetworkmainlyengagedinthefinancialsettlementofelectronicmoneyandelectronicvirtualfinancialservices,inadditiontotraditionalfinancialactivitieswhi
6、chexistintheprocessofcreditrisk,liquidityrisk,interestraterisk,currencyriskandmarketrisk,fromatechnical,businessandlegalperspective,Therearethefollowingspecificrisks:1.Technologyrisk(1)hackerattacks.Theoperationofthenetworkmustrelyonfinancialtransactions,co
7、mputerandInternet,alltransactionsarestoredinthecomputer,thetransmissionofonlineinformationiseasytobecomealargenetworkof"hacker"attack.Inaddition,WebaccessisaformofInternetservice,isalsoanetworkoffinancialinstitutionstradingandservicesplatform,butitdependson
8、TCP/IPprotocol,therearemanysecurityvulnerabilities.Thisgiveshackersbrokeintofinancialinstitutionsthroughthenetworktocreatetheconditionsforthesystem.Hackersonlyneedtouseloopholesinthesystemitself,"onlyn
