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《Assessment for “Guide to Success (3) -Financial English”》由会员上传分享，免费在线阅读，更多相关内容在学术论文-天天文库。
1、第3页（共3页）Assessmentfor“GuidetoSuccess(3)–FinancialEnglish”AnswerSheet学籍号：092013110014姓名：_____何玮_______________学习中心：__浙江工业大学学习中心_分数：专业： __英语___________班级：_____09秋_______________批改老师：Writea500-wordessayonhowFinancialEnglishisrelatedtoyourjoborhowitisdifferentfromgeneralEnglishfromtheGuide,includin
2、gthefollowingtwopointsinyouressay:ThefinanciallearningofEnglishisdifferentfromGeneralEnglish;thefinancialEnglishisrequiredtomasterthefinancialvocabularyandfinancialknowledge,itisbesttohavetherelatedfinancialbasics,especiallyinthecurrentglobalfinancialmarketconditions.Therefore,theneedtointegratet
3、heorywithpracticetolearn.Forexample,thefinancialEnglishtextbooksareahodgepodge,internationalsettlement,credit,accounting,bankingoperations,andfinancialandlegalknowledge.Especiallyaboutcreditfinancialknowledge,youneedtonotonlyknowthe"credit"creditloans,theloanstocreditworthyborrowers,theborroweris
4、notrequiredtoprovidetheguarantee.Characterizedalonethedebtorwithoutprovidingcollateralorthirdpartyguaranteetheircredibilitywillbeabletoobtainloans,andcitedthecreditworthinessoftheborrowerasarepaymentguarantee.SuchcreditbanksinChinahaslongbeenthemajorlenders.Becauseoftheriskofsuchloansgenerallyinv
5、estigatedindetail,inordertoreducetherisktotheeconomicbenefitsoftheborrower,themanagementlevel,the第3页（共3页）developmentprospects.Alsoknowthatfromthecurrentactualseebanksissuingcreditloansbasicconditions:FirstenterprisecustomerscreditratingofatleastAA-(containing)levelandabove,theapprovaloftheprovinc
6、ialbranchesofstate-ownedcommercialbankstoissuecreditloans;operatingincomeaccountedforatotalprofitofnearlythreeyearsofcontinuousgrowth,asset-liabilityratiocontrolinthe60%rangeofgoodvalue,adequate,stablecashflows;promisenottosetitseffectiveoperatingassetstoothersarrived(qualitative)chargeorexternal
7、guarantee,orintheprocessofarrival(pledge)andprovideguaranteedbeforeobtainingtheconsentofthelendingbank;Fourth,businessmanagementpractices,duetointerestratesandotherbadcreditrecord.Andalsotoknowthemacroeconomicimpactoft
