financial english金融英语

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1、Retailbankingincludesbankaccounts,loansandforeigncurrency.Amongthem,bankaccountsincludedepositaccounts,foreigncurrencydeposits,depositsbycorrespondenceanddepositcollectionsindifferentplaces.Themaincharacteristicsofretailbankingbusinessrelativetowholesalebankingare:1,theo

2、bjectsofalltransactionsnormallyarepersonalcustomers;2,thetransactionsarefragmentary;3,andamountoftransactionconventionallysmall.Retailbankingmakesordinarytransactionsnolongerdifficultandimprovestransactionsefficiency.Retailbankingprovidesutterlyconvenientbankingservicest

3、othepublic.Money isthecoinsorbanknotesthatyouusetobuythings,orthesumthatyouhaveinabankaccount.Economistsdefinemoneyasanythingthatisgenerallyacceptedinpaymentforgoodsorservicesorintherepaymentofdebts.Therearetherefunctionsinmoney.Inalmostallmarkettransactionsinoureconomy,

4、moneyintheformofcurrencyorchecksisamediumofexchange;itisusedtopayforgoodsandservices.Thesecondroleofmoneyistoprovideaunitofaccount;thatis,itisusedtomeasurevalueintheeconomy.Moneyalsofunctionsasastoreofvalue:itisarepositoryofpurchasingpowerovertime.Itisanasset.Forus,money

5、isaimportantpartoflife.余额Balance:Theamountofmoneyinanaccountataparticulartime.收入Income:isaflowofearningsperunitoftime交易成本transactioncost：Thetimespenttryingtoexchangegoodsorservices.整存Lump-sumdeposit:Referstosavingsdepositwhoseprincipalisdepositedatonetime.整取Lump-sumwithd

6、rawal:Whoseprincipalandinterestsarewithdrawalatonetime.零存Smallsavings:Isakindoftimedepositandthemoneyisdepositedbytheagreedperiod.存本Principalreceiving:Isakindoftimedepositandwhoseprincipalisdepositedbylumpsum.储蓄（借记）卡Dietcard:isabankcardyoucanusetopayforthings.证明certicate

7、:Isanofficialdocumentstatingthatparticularfactsaretrue.到期Maturity:Isthestateofbeingfullydeveloped.股息Dividend:Thepartofacompany'sprofitswhichisdistributedtoshareholders.金融Finance:Themanagementofmoney,investmentandcredit.利息Interest:Moneypaidfortheuseofmoney.利率Interestrate:

8、Theratechargedfortheuseofmoney.投资者Investor:Apersonoranorganizationwhichinvests(makesinvestments).贷款人Len