财经专业英语教程（第二版）宋德富、葛志宏u16

《财经专业英语教程（第二版）宋德富、葛志宏u16》由会员上传分享，免费在线阅读，更多相关内容在工程资料-天天文库。

1、Unit1^Passage:TheCashlessSociety(I)[Para1]Anamazingphenomenonisinthebeginningstages・Millionsofpeoplealivetodayrecallatimewhenitwasimpossibletomakearetailpurchasewithouttheuseofsomeformofcash,eithercoinsorpapermoney.Today,manyofthesamepeoplecanreadilybuyawi

2、dearrayofgoodsandserviceswithoutneedingtopaycashimmediately.Acashlesssocietymaybeinthemaking.[Para2JSomeeconomistspredictthatcoinsandpapermoneymayhaveonlyincidentalusebytheyear2010・Theypointoutthatanumberofpracticesandsystemsalreadyinplacerequirenohandling

3、ofcashandarerapidlybeingimprovedandexpanded・Personalcheckingaccounts,creditcards,accesscardsforautomatedtellermachines,telephonebankingservices,computer-basedhomebanking,directdepositingofchecks,andmoneytransferservicesarecitedasexamplesofmodesoffinancialt

4、ransactionthatarelikelytocausetheuseofcashtodeclineintheyearsahead・[Para3]Todayhardlyastoreorrestaurantrefusestohonoratleastonecreditcard・Manystoresnowoffertheirownexclusivecreditcards.Therearealsobankdebitcardsavailablethatmakeitpossibletodeductthepriceof

5、purchasesdirectlyfromindividualcheckingaccounts.Andarelativelynewtrendistheapplicationoffarecardsforcommuters.Designedforrapidinsertionintoautomatictollmetersonhighwaysandattrainstations,theyhelpeasevehiculartrafficandpassengercongestionbyeliminatingthenee

6、dtofumblefortheconectchange.Telephonecardsarenowfairlycommonplaceaswell.[Para4]CurrenttrendsintheAmericanlifestyleindicatethatthepublicacceptstheideathatitshouldnotbenecessaryalwaystohavecashonhandforthepurchaseofgoodsandservices.Thereareanumberofreasonsfo

7、rthisattitude.Manypeople,outoffearofbeingvictimizedbycrime,prefernottocarrylargesumsofmoney.Inaddition,manypeoplewithlowincomeshavebecomeaccustomedtousingfoodstampsasasubstituteforcashinthegrocerystore.[Para5]Barterexchangesareonceagainanacceptedmeansofacq

8、uiringthingswithoutreadycash・Homeshoppingnetworksoncabletelevisionhavearousedtheinterestofstay-at-homeshopper.Sotoohavethemail-orderofferingsputoutbymajorcatalogcompaniesanddepartmentstores.Peopleoftenprefert