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《多维-unit2-课文对照翻译-family business the next generation》由会员上传分享，免费在线阅读，更多相关内容在行业资料-天天文库。
1、Familybusiness:thenextgeneration1Americaisinthemidstofoneofthegreatestwealthtransfersinthehistoryofmankind.Overthenext20years,anestimated$15trillioninassetswillbetransferredfromonegenerationtothenext.美国正处在人类历史上最大的一个财富交接的过程中。在今后20年里，估计有150亿美元的资产将会转移到下一代的手中。2Muchofthiswealth
2、transferwillbeintheformoffamily-ownedbusinesses.Buttheviabilityofmanythesetransfersisquestionable.Thefactismostwillfail.Typically,onlyoneoutofthreebusinessesissuccessfullytransferredtothesecondgeneration.Survivalofafamilybusinessintothethirdgenerationisarareoccurrence.大多数的
3、财富交接会以家庭企业的方式进行。但是很多情况下，财富交接的成功与否令人怀疑。事实上，大多数的交接工作将会失败。一般来说，只有1/3的企业才能成功地移交到下一代手中。一个家庭企业能生存到第三代是寥寥无几的。3Thousandsoffamilybusinesses,someofthehouseholdnames,willdisappearoverthenextdecade.Thesadpartisthatmanyofthemcouldsurvivewithproperplanning.Formany,however,itmayalreadybe
4、toolate.Thepropertimetostartplanningthesuccessionofafamilybusinessisnotone,butthree,notevenfiveyearsahead.Indeed,acomprehensivesuccessionplan,whichincludessophisticatedestateplanningstrategies,generallyrequiresatleasta10-yearhorizontobeproperlystructured.在下一个十年里，数以千计的家庭企业，
5、其中有些是家喻户晓的企业将会消失。糟糕的是许多企业只有进行适当的规划才能勉强生存。然而，很多企业已为时已晚。一个家庭企业着手规划交接的适当时机不是提前一年，三年甚至是五年进行的。确切地说，一个包括复杂的财产规划策略的综合性的交接计划一般至少要在十年的基础上才能适当地完成。4Whetherlargeorsmall,high-techorlow,publicorprivate,everyfamily-ownedbusinessesisdifferent.Butregardlessofhowdiversetheyare,fourkeyelemen
6、tsmustbeinplacebeforeabusinesscanbesuccessfullypassedfromonegenerationtoanother.无论规模的大小，技术的高低或名气是否响亮，每一个家庭企业都是不一样的。但是无论怎样不同，在一个企业顺利地交接到下一代之前，以下四个关键性的因素应计划到位。5Owners/foundersareextremelydrivenanddynamic.Oftentheyexcelatmorethanoneskill.Inmanycases,productionexpertsarealsoma
7、rketinggeniusesorskilledfinanciers.Replacingthemmayrequiremorethanoneperson.Therefore,familybusinessownersshoulddetermineexactlyhowthebusinessfunctionsbycreatingorganizationalcharts.Eachkeymemberofthesuccessionprocessshouldcreatehisorherownchart.Thesechartsshouldthenbecomp
8、ared.Thedifferenceswillpointtogapsinthemanagementstructureandhighlightareasofmisunderstan
