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1、IndividualHousingGuaranteedLoanContractAgriculturalBankofChinaIndividualHousingGuaranteedLoanContract(JSM)NYGFZI(one)No.12105200400019983Lender(Thelender):AgriculturalBankofChina,TianjinWorldTradeBranchBorrower(Theborrower):GAOXuegang(signatureandsealed
2、)Mortgager:1.GAOXuegang(signatureandsealed)Inaccordancewithrelevantstatelawsandrules,thecontractismadeafternegotiationsbetweenthetwoparties.LoanArticle1.AmountAccordingtotheapplicationofTheborrower,ThelenderagreestoprovidealoantoTheborrowerwithanamounto
3、fRMBonemilliononehundredthousandYuanonly(RMB1,100,000.00.)Article2.PurposeofLoan1.TheborrowerusestheloantopurchasethereadyhouseNo.45Guanduyuan,Wankedonglihu,DonglizhiguangDadao,DongliDistrict,TianjinCity.Withabuildingarea199.21m2.2.Theborrower’sHouse-pu
4、rchasingContractNo.is8004-89541Article3.PeriodThetermoftheloanis240monthsfromDec.9,2004toDec.8,2024.Article4.InterestRate1.Theloaninterestrateis5.31%basedonRMBloaninterestratePeople’sBankofChina.2.Incasethattheborrowerfailstorefundtheloanontime,thelende
5、risauthorizedtocollectapenaltyfromthedayofthedelayofloanprincipaltothedayofrepayingofftheprincipalwithapenaltyrateof0.021%AgriculturalBankofChinaTianjingCityWorldTradeBranch(sealed)GAOXuegang(sealed)3.Incasethatborrowerfailstousethisloanaspromisedinthis
6、contract,thelenderisauthorizedtoincreaseloanyearlyinterestratestipulatedinthiscontractby100%fromthedayofbreachingthecontracttothedayofpayingofftheprincipalandinterest.Article5.Lenderisauthorizedtodenytheloan,iftheborrowerfailstomeetthefollowingcondition
7、s:1.Theborrowerprovidesrelevantdocumentsandmaterialsinaccordancewithlender’srequirement2.Theinitialpurchasingpaymentandotherexpenserelatedtothecontracthavebeenpaid.3.Theregistrationandproceduresrelatedtothemortgageandguaranteehasbeencompleted.4.Nomajore
8、ventsthatmayaffectthesafetyoftheloanhappentothelender,guarantorormortgagor.Article6.ModeoftransferringaccountTheborrowershallopenasettlingaccountinAgriculturalBankofChina,TianjingNanjingLuBranch(sealed).TheaccountnameisGAOXuegang
