《贸易实务ch汇付》PPT课件

《《贸易实务ch汇付》PPT课件》由会员上传分享，免费在线阅读，更多相关内容在教育资源-天天文库。

1、CH9PaymentMethods(1)—RemittanceWhatisPaymentMethods(支付方式）Paymentmethodswillcombinepaymenttools(cashandinstrument)withvarioustradeterms(Incoterms)or(and)differentcommercialdocuments.Paymentmethodstellushowtofinishpaymentwithinstruments.Majorpaymentmethodsareremitt

2、ance（汇付）,collection（托收），letterofcredit（信用证），Forfeitingandletterofguarantee（福费庭和保函）。Differentpaymentmethodsrepresentdifferentrisksorcredittothetradersbecausetheycanmakethetimeofpaymenteitherbefore,afteroratthesametimeasthetimeofdelivery.Classificationofpaymentmeth

3、ods1.accordingtopaymenttoolCashsettlementNon-cashsettlement2.accordingtocreditstandingTradecreditRemittanceCollectionBankcreditLetterofcreditFactoringLetterofguarantee3.accordingtothedirectionofthemovementoftheinstrumentinrelationtothatofthefundsflowRemittanceRev

4、erseRemittance一、DefinitionofRemittanceRemittancereferstoabank(theremittingbank),attherequestofitscustomer(theremitter),transfersacertainsumofmoneytoitsoverseasbranchorcorrespondentbank(thepayingbank)instructingittopaytoanamedperson(thepayee/beneficiary)domiciledi

5、nthatcountry.–Remittanceisusedforthesettlementofbothcommercialandnon-commercialsettlements.三、IntroductionofRemittance汇付,又称汇款,是银行(汇出行)应汇款人(债务人)的要求,以一定的方式将一定的金额,以其国外联行或代理行作为付款银行(汇入行),付给收款人(债权人)的一种结算方式。-汇款方式不仅运用于贸易和非贸易，凡属外汇资金的调拨都可以采用这种方式，所以它是外汇银行的一项主要业务。二、PartiesinR

6、emittance1、Remitter(汇款人）2、RemittingBank（汇出行）3、ReceivingBank/PayingBank（汇入行或解付行）4、PayeeorBeneficiary（收款行）1、Remitter(汇款人）-Thepartywhowillmakethepayment.-Personwhorequireshisbanktoremitfundstothebeneficiaryinaforeigncountry.-buyerandimporter2、RemittingBank(汇出行）-Theb

7、ankwhoremitsthefundsattherequestofaremittertothepayingbankandinstructsthelattertopayacertainofmoneytoabeneficiary.-Importer’sbank3、payingbank(解付行)/ReceivingBank(汇入行)-Apayingbankisthebankentrustedbytheremittingbanktopayacertainsumofmoneytoabeneficiary.-Thepayingba

8、nkusuallylocatesinthesamecityasthatoftheexporterandisoftentheexporter’sbankininternationaltrade.4、Payee/Beneficiary(收款人/受益人)-Isthepersonwhoisaddressedtoreceive