《贸易实务ch9汇付》PPT课件

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1、CH9PaymentMethods(1)—RemittanceWhatisPaymentMethods(支付方式）Paymentmethodswillcombinepaymenttools(cashandinstrument)withvarioustradeterms(Incoterms)or(and)differentcommercialdocuments.Paymentmethodstellushowtofinishpaymentwithinstruments.Majorpaymentmethodsareremittance（汇付）,collecti

2、on（托收），letterofcredit（信用证），Forfeitingandletterofguarantee（福费庭和保函）。Differentpaymentmethodsrepresentdifferentrisksorcredittothetradersbecausetheycanmakethetimeofpaymenteitherbefore,afteroratthesametimeasthetimeofdelivery.Classificationofpaymentmethods1.accordingtopaymenttoolCashset

3、tlementNon-cashsettlement2.accordingtocreditstandingTradecreditRemittanceCollectionBankcreditLetterofcreditFactoringLetterofguarantee3.accordingtothedirectionofthemovementoftheinstrumentinrelationtothatofthefundsflowRemittanceReverseRemittance一、DefinitionofRemittanceRemittanceref

4、erstoabank(theremittingbank),attherequestofitscustomer(theremitter),transfersacertainsumofmoneytoitsoverseasbranchorcorrespondentbank(thepayingbank)instructingittopaytoanamedperson(thepayee/beneficiary)domiciledinthatcountry.–Remittanceisusedforthesettlementofbothcommercialandnon

5、-commercialsettlements.三、IntroductionofRemittance汇付,又称汇款,是银行(汇出行)应汇款人(债务人)的要求,以一定的方式将一定的金额,以其国外联行或代理行作为付款银行(汇入行),付给收款人(债权人)的一种结算方式。-汇款方式不仅运用于贸易和非贸易，凡属外汇资金的调拨都可以采用这种方式，所以它是外汇银行的一项主要业务。二、PartiesinRemittance1、Remitter(汇款人）2、RemittingBank（汇出行）3、ReceivingBank/PayingBank（汇入行或解付行）4、Paye

6、eorBeneficiary（收款行）1、Remitter(汇款人）-Thepartywhowillmakethepayment.-Personwhorequireshisbanktoremitfundstothebeneficiaryinaforeigncountry.-buyerandimporter2、RemittingBank(汇出行）-Thebankwhoremitsthefundsattherequestofaremittertothepayingbankandinstructsthelattertopayacertainofmoneytoa

7、beneficiary.-Importer’sbank3、payingbank(解付行)/ReceivingBank(汇入行)-Apayingbankisthebankentrustedbytheremittingbanktopayacertainsumofmoneytoabeneficiary.-Thepayingbankusuallylocatesinthesamecityasthatoftheexporterandisoftentheexporter’sbankininternationaltrade.4、Payee/Beneficiary(收款人

8、/受益人)-Isthepersonwhoisaddressedtoreceive