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ID:36315088
大小:1.35 MB
页数:76页
时间:2019-05-09
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1、PaymentContentPaymentInstrumentsPaymentMethodsPaymentTermsPaymentInstrumentsCashFinancialDocumentsPromissoryNoteCheck/ChequeBillofExchangeFinancialDocuments票据是以支付一定金额为目的,并可以自由流通转让的特种证券。RefertoBillsofExchangeAct(1882)Features:Negotiability(流通性)Non-causativeNature(无因性)RequisiteinFo
2、rm(要式性)I.PromissoryNoteDefinitionRequiredContentsTypesII.Check(Cheque)DefinitionRequiredcontentsTypesIII.BillofExchange(Draft/Bill)DefinitionRequiredcontentsTypesWhatisaBillofExchange/draft?Anunconditionalorderinwritingsignedbyoneparty(drawer)requestingasecondparty(drawee/payer)t
3、opayastatedsumofmoneytoathirdparty(payee),ondemandoratafixedordeterminablefuturetime.Whataretherequiredcontentsofadraft?“BillofExchange”or“Draft”UnconditionalorderofpaymentFixedamountNameofdrawee/payerNameofpayeeDateofissuingDrawer’snameandsignaturePlaceofIssuingDateandplaceofpay
4、mentBILLOFEXCHANGEDrawnUnderBankofChina,LondonIrrevocableL/CNo.2003056DatedJanuary10,2005Payblewithinterest5.2%PerannumNo.20042EXCHANGEforHKD236,000.00Tianjin,ChinaFebruary20,2005at30daysafterSightofthisFIRSTofExchange(SecondofExchangebeingunpaid)PaytotheorderofBankofChina,Tianji
5、nBranchthesumofHongkongDollarsTWOHUNDREDANDTHIRTY-SIXTHOUSANDONLYTO:BANKOFCHINA,HONGKONGChinaMachinery&EquipmentImport&ExportCorp.,ShanghaiBranch(SIGNATURE)DrawerBanker’sDraftCommercialDraftTypesD/DCollectionL/CTypesPaymenttimeSightDraft(DemandDraft)TimeDraft(UsanceDraft)Atxxdays
6、aftersightAtxxdaysafterdateofdraftAtxxdaysafterdateofB/LFixeddate:OnNov.30TypesAcceptorCommercialAcceptanceDraftBanker’sAcceptanceDraftCommercialcreditBankcreditTypesCommercialDocumentsCleanDraftDocumentaryDraftToDraw1Presentation2Endorsement5Payment4Acceptance3Discount6Dishonor7
7、Recourse8UseofDraftsSightTimeorAddressee:1.Arestrictivepayee2.toorder3.tobearerPay…Co.nottransferablePay…Co.onlyPay…Co.ororderPaytotheorderof…Co.PaybearerPayholderEndorsement:1.Restrictive2.Blank3.SpecialPayto…Co.onlyPay…Co.nottransferablePay…bankororderDiscount持现有远期汇票的人若想在付款人付款前
8、取得票款,可以经过背书将汇票转让给贴现的银行或金融公司(即受让人),由他们按票面
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