托福写作笔记精讲精练writingnote3

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1、Whenyouchooseajob,wouldyoupreferonewithhighsalarybutlowjobstabilityoronewithlowsalarybutishighlystable?IronbowlLl+Familymembers利弊类话题思维路径1.想主体（公司、政府、学校）2.想维度（教冇，运动，成功）学习工作交友休闲娱乐健康经济品格塑造（团队合作，独立性，责任，批判思考，坚持不懈……）Passivereceptacle->activethinker教育（学习工作，独立/批判）老师该不该在课堂上小组讨论教育是不是一个国家发展最重要的要索运动（健康交

2、友团队合作坚持不懈）运动是不是对年轻人和对老年人一样重要？老年人：健康年轻人：团队合作坚持不懈成功（学习工作团队合作）Asuccessfulleaderneedstolistentoothers'ideasinsteadofconstantlytalkingabouttheirownideas.Self-centeredself-assertedaggressiveDoyouagreeordisagreewiththefollowingInordertobecomefinanciallyresponsibleadults,childrenshouldlearntomanage

3、theirmoneyatayoungage.Financiallyresponsible（需要具体化）:1）品格塑造：财务独立，自负盈亏，多少钱就冇多少钱的活法2）学习工作：理财技巧Spl.Tobeginwith,onlywhenchildrenstarttomanagetheirownmonevcouldtheycomprehendwhatis"financialindependenee",whichisthefirststepforapersontobefinanciallvresponsible.（给出“financialresponsibilitv"的理解，即具体化）

4、Thinkaboutitbeforechildrenbecometheirownmanager,theywouldasktheirparentsforwhatevertheywant—amodeloftransformers,anicepairofshoes,dresses,andthelike.（类似的，等等，二andsoon）Theyaretotallydependent.Butaftertheystartedtomanagetheirownmoney,theyhavetomakechoicesthemselves-・withonly1000yuanpermonth,th

5、eyneedtobalancetheexpenditure:（维持财务收支平衡）theycannotspend800yuaninthefirst2daysandthenlivebitterlyandpoorlyfortherestofmonth.Thisway,theygraduallybecomeindependentonfinancialdecisions.Sp2.Also,formefinancialresponsibilityalsoineludestheformat!onoffinancialmanagingskills—i.e.（thatistosay）,thea

6、bilitytomaximizethevalueofthemoneyintheirhands.Forinstance,afinanciallyresponsiblepersonknowswellabouttheproportionofthemoneyheshoulddepositinbank;theproportionhecoulduseondailyexpenditureandtheproportion（比例）toinvestinthestockmarket,butinfact,themostproperportfoliodoesnotformitselfinoneday;

7、peopleneedtrialsanderrors（不端地试错）soastomakesuretheportfolio???thatsuitsthemthebest.Inthissense,Ithinkchildrenshouldstartmanagingtheirmoneyasearlyaspossible・Eg.Accumulateshisredpackets...10000BoomingstockmarketallinvalueBy80%risky60%mutualfund...30%stock..