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1、华中科技大学硕士学位论文AbstractAftertheThirdPlenarySessionofeighteen,Smallandmicroenterpriseshavebeenthemostactiveinthedevelopmentofallwalksoflife.Smallandmicroenterprisesincreasinglybecomeanimportantpartofoureconomy.DevelopingsmallandmicroeconomicisnotonlyforChina'seconomic
2、restructuringprovidesagreatrolebutalsoprovidesthousandsofjobsforallregions.Meanwhile,thenumberofsmallmicro-enterprisesshowingexplosivegrowth.Domesticcommercialbankshavealsostartedtoengageinsmallandmicrofinancebusiness,andexploretheroadofdevelopmentofsmallandmicrof
3、inance.Joint-stockbanksinthestate-ownedbankshaveunderrepression,joint-stockbankswillfinanceuptothepositionofsmallandmicroenterprisestrategy.Inthiscontextofthisarticle,tojoint-stockbanksasastartingpoint,combinedwiththesmallandmicrofinancethisclue,researchjoint-stoc
4、kbanksofsmallandmicrofinancebusiness,usingSWOTanalysis,discussionoftheadvantagesanddisadvantagesofsmalljoint-stockbanksandmicrofinanceencounteredopportunitiesandChallenges,andthencombinealltheseyearsofpracticalexperienceofMinshengBanktocarryoutsmallmicro-finance,a
5、nalysisandexperienceofMinshengBank'smodelofsuccess,tofindotherjoint-stockbankscanlearnfromtheplace,concludedthejoint-stockbankstodevelopsmallandmicrofinanceSuggestions.First,asmallmicro-financestrategytostrengthenourpositiononthestrategicimportanceofsmallandmicrof
6、inance;secondlytoadjustthesmallmicro-financeorganization,rationalizeresources;alsoinnovativecustomerbusinessmarketingmodel,toseizethemarket;andfinallytoestablishacomprehensiveriskmanagementsystem,theriskminimize,totherangecanbecontrolled.Keywords:Micro-financeJoin
7、t-stockbankMinshengBankII华中科技大学硕士学位论文目录摘要...............................................................................................................IAbstract.......................................................................................................
8、....II1绪论1.1选题背景及意义..................................................................................(1)1.2研究内容及论文框架....................................
