中国民生银行南昌分行小微金融业务发展模式优化研究

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1、代巧財您也邀ｒ三ＷＡＮＧＸｉＵＮｌＶＥＲＳＩＴＹＯＦＦＩＮＡＮＣＥ＆ＥＣＯＮＯＭ忙Ｓ中围分类号ＵＤＣ顾±学位论文ＭＡＳＴＥ民ＤＩＳＳＥＲＴＡＴＩＯＮ中国民生银行南昌分行小微金融业务１＿论文题目（中文）发展模式优化研究Ｓｍａｌｌｍｉｃｒｏｅｎｔｅｒｐｒｉｓｅｆｉｎａｎｃｅ目ｕｓｉｎ的ＳＭｏｄｅｌ－论文题目？？＇ＯｔｉｍｉｚａｔｉｏｎＲｅｓｅａｒｃｈｏｆＣｈｉｎａＭｉｎｓｈｅｎＢａｎｋｂｒａｎｃｈｉｎ（英文）ｐｇＮａｎｃｈａｎｇ任军刘兴

2、华教技作者导肺高级工商管理硕壬ＭＢＡ学院申请学位培养单位学科专业研究方向二〇—六年六月独创性声明本人声明所呈交的论文是我个人在导师指导下进行的研究工作及取得的研究成果。尽我所知，除了文中特别加标注和致谢的地方外，论文中不包含其他人已经发表或撰写的研究成果．，也不包含为获得江西财经大学或其他教育机构的学位或证书所使用过的材料一。与我同工作的同志对本研究所做的任何贡献均已在论文中作了明确的说明并表示了谢意。义。签葦、：ｆ日、：期！？关于论文使用授权的说明本人完全了解江西财经

3、大学有关保留、使用学位论文的规定，即：公学校有权保留送交论文的复印件，允许论文被查阅和借阅；学校可布论文的全部或部分内容，可Ｌ乂采用影印、缩印或其他复制手段保存论文。（保密的论文在解密后遵守此规定）文＾签名：Ｖ导师签違：撕：（寺千目录1绪论···························································································································11.1研究背景与意义········

4、·····················································································11.2国内外相关研究现状·····················································································21.3研究内容与方法··················································································

5、···········42相关理论研究···········································································································62.1相关概念界定································································································62.1.1小微企业概念与特征·····························

6、·················································62.1.2小微企业金融业务概念··········································································82.2商业银行小微信贷基础理论·······································································102.2.1商圈理论·······································

7、························································102.2.2信贷配给理论························································································102.2.3信息不对称理论····················································································122.2.4生命周期理论········

8、····································································