我国企业风险管理问题及对策 毕业论文

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1、我国企业风险管理问题及对策【摘要】：随着经济全球化和经济一体化进程的加深，我国企业正面临着一种更加复杂和多样化的环境。风险管理是使不希望发生的事件引起的负面后果最小化的管理过程。目前，我国已经形成了较为完整的风险管理理论体系，将组织整个生命期不同层面上的风险因素进行识别、衡量和评估分析，再制定风险管理规划，对风险因素提出处理方案和监控措施。但在风险管理的应用领域还存在一定的局限性，体现在：应用的深度和广度还不够、缺乏风险管理的专业人才、企业风险管理制度不完善和对潜在风险的评估和预警管理相对滞后。本文主要从风险的定义入手,介绍了企业

2、风险管理定义特征,进而分析企业对风险管理进行防范的价值所在,针对风险管理所产生的问题，提出避免损失的解决方案。【关键词】：风险管理企业问题对策、-12-目录摘要······································································································1目录···················································································

3、···················21风险及其特征······················································································31.1风险的概念······················································································31.2风险的特征···················································

4、···································32风险管理及其对企业的作用···································································42.1风险管理的概念与认识······································································42.2风险管理对企业的作用······················································

5、················43我国企业风险管理存在的问题································································53.1只重视内部控制设计而疏于其执行效果，使企业承担巨大风险················53.2企业风险管理组织结构不完善，缺乏可操作性·······································53.3混淆风险管理与内部控制的关系·············································

6、·············53.4风险意识淡薄，忽视对企业未来的预测················································5-63.5风险管理机构缺乏真正独立性·····························································63.6过分关注内部控制细节而忽视企业风险管理··········································63.7-12-企业风险管理与内部控制脱离····················

7、·········································63.8对风险管理缺乏足够重视·································································6-73.9企业缺少必要的问责制、考核制及其相应的奖惩制度匮乏，缺少风险责任追究 ·········································································································7

8、4解决我国企业风险管理问题的对策·························································84.1完善我国企业内部控制评价制度·································