我国人身保险的保险利益问题研究

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1、目录中文摘要········································．．．···．·．．···1Abstract·························································3l序言········································-···················11．1研究意义······························································11．2研究现状·························

2、·····················-···············21．3研究方法······························································32人身保险利益的立法原理⋯⋯⋯⋯⋯⋯⋯⋯⋯·⋯⋯⋯⋯⋯⋯··42．1人身保险利益的产生和发展···············································42．2人身保险利益的功能····························O"1·····················52．3人身保险利益的概念和构成要件········

3、··································72．3．1人身保险利益的概念····················--····························72．3．2人身保险利益构成要件················································82．4构建人身保险利益的要求················································92．4．1需要实现制度的公平················································92．

4、4．2需要适应社会的发展················································92．4．3需要促进保险行业的发展·········································103人身保险利益认定标准的法律比较⋯⋯⋯⋯⋯⋯·⋯⋯⋯⋯⋯⋯·113．1域外法中人身保险利益的认定标准·····································113．1．1英美法系国家对人身保险利益的认定···································113．1．2大陆法系国家对人身保险利益的认定····

5、·····························123．2保险法中人身保险利益的认定标准·····································143．2．1对两大法系人身保险利益认定标；隹评析··································143．2．2《保险法》中人身保险利益认定标准····································154《保险法》中人身保险利益具体规则的问题与对策⋯⋯⋯⋯⋯⋯⋯··164．1人身保险利益的概念········································

6、······164．1．1概念存在的问题····································-·················164．1．2完善概念的对策···········一”·······································160二、一4．2人身保险利益主体范围················································174．2．1主体范围存在的问题··················································174．2．2完善主体范围的对策···

7、···············································l74．3人身保险利益存在的时点·············································204．3．1存在时点存在的问题··················································204．3．2完善存在时点的对策··················································214．4保险入