资源描述:
《金融银行信用风险管理与知识管理毕业设计论文精选》由会员上传分享,免费在线阅读,更多相关内容在应用文档-天天文库。
1、毕业设计(论文)外文文献翻译题目:金融银行信用风险管理与知识管理教学院:经济与管理学院专业名称:工商管理学号:200940530228学生姓名:指导教师:2013年05月28日14ManagingCreditRiskswithKnowledgeManagementforFinancialBanksPanJinDepartmentofEconomicsEconomicsandManagementSchoolofWuhanUniversityWuhan,HubeiProvince,430072,ChinaPanjin20102010@163.
2、comAbstract-Nowadays,financialbanksareoperatinginaknowledgesocietyandtherearemoreandmorecreditrisksbreakingoutinbanks.So,thispaperfirstdiscussestheimplicationsofknowledgeandknowledgemanagement,andthenanalyzescreditrisksoffinancialbankswithknowledgemanagement.Finally,thepa
3、perstudieswaysforbankstomanagecreditriskswithknowledgemanagement.Withtheapplicationofknowledgemanagementinfinancialbanks,customerswillacquirebetterserviceandbankswillacquiremorerewards.IndexTerms–knowledgemanagement;creditrisk;riskmanagement;incentivemechanism;financialba
4、nksI.INTRODUCTIONNowadays,banksareoperatingina“knowledgesociety”.So,whatisknowledge?Davenport(1996)[1]thinksknowledgeisprofessionalintellect,suchasknow-what,know-how,know-why,andself-motivatedcreativity,orexperience,concepts,values,beliefsandwaysofworkingthatcanbesharedan
5、dcommunicated.Theawarenessoftheimportanceofknowledgeresultsinthecriticalissueof“knowledgemanagement”.So,whatisknowledgemanagement?AccordingtoMalhothra(2001)[2],knowledgemanagement(KM)caterstothecriticalissuesoforganizationaladaptation,survivalandcompetenceinfaceofincreasi
6、nglydiscontinuousenvironmentalchange.Essentiallyitembodiesorganizationalprocessesthatseeksynergisticcombinationofdataandinformationprocessingcapacityofinformationtechnologiesandthecreativeandinnovativecapacityofhumanbeings.Throughtheprocessesofcreating,sustaining,applying
7、,sharingandrenewingknowledge,wecanenhanceorganizationalperformanceandcreatevalue.Manydissertationshavestudiedknowledgemanagementapplicationsinsomespecial14fields.AybübeAurum(2004)[3]analyzesknowledgemanagementinsoftwareengineeringandD.J.Harvey&R.Holdsworth(2005)[4]studykn
8、owledgemanagementintheaerospaceindustry.LiYang(2007)[5]studiesknowledgemanagementininformation-b