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1、毕业设计（论文）外文文献翻译题目：金融银行信用风险管理与知识管理教学院：经济与管理学院专业名称：工商管理学号：200940530228学生姓名：指导教师：2013年05月28日14ManagingCreditRiskswithKnowledgeManagementforFinancialBanksPanJinDepartmentofEconomicsEconomicsandManagementSchoolofWuhanUniversityWuhan,HubeiProvince,430072,ChinaPanjin20102010@163.comA
2、bstract-Nowadays,financialbanksareoperatinginaknowledgesocietyandtherearemoreandmorecreditrisksbreakingoutinbanks.So,thispaperfirstdiscussestheimplicationsofknowledgeandknowledgemanagement,andthenanalyzescreditrisksoffinancialbankswithknowledgemanagement.Finally,thepaperstudi
3、eswaysforbankstomanagecreditriskswithknowledgemanagement.Withtheapplicationofknowledgemanagementinfinancialbanks,customerswillacquirebetterserviceandbankswillacquiremorerewards.IndexTerms–knowledgemanagement;creditrisk;riskmanagement;incentivemechanism;financialbanksI.INTRODU
4、CTIONNowadays,banksareoperatingina“knowledgesociety”.So,whatisknowledge?Davenport(1996)[1]thinksknowledgeisprofessionalintellect,suchasknow-what,know-how,know-why,andself-motivatedcreativity,orexperience,concepts,values,beliefsandwaysofworkingthatcanbesharedandcommunicated.Th
5、eawarenessoftheimportanceofknowledgeresultsinthecriticalissueof“knowledgemanagement”.So,whatisknowledgemanagement?AccordingtoMalhothra(2001)[2],knowledgemanagement(KM)caterstothecriticalissuesoforganizationaladaptation,survivalandcompetenceinfaceofincreasinglydiscontinuousenv
6、ironmentalchange.Essentiallyitembodiesorganizationalprocessesthatseeksynergisticcombinationofdataandinformationprocessingcapacityofinformationtechnologiesandthecreativeandinnovativecapacityofhumanbeings.Throughtheprocessesofcreating,sustaining,applying,sharingandrenewingknowl
7、edge,wecanenhanceorganizationalperformanceandcreatevalue.Manydissertationshavestudiedknowledgemanagementapplicationsinsomespecial14fields.AybübeAurum(2004)[3]analyzesknowledgemanagementinsoftwareengineeringandD.J.Harvey＆R.Holdsworth(2005)[4]studyknowledgemanagementintheaerosp
8、aceindustry.LiYang(2007)[5]studiesknowledgemanagementininformation-b
