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1、毕业设计（论文）外文文献翻译题目：金融银行信用风险管理与知识管理教学院：经济与管理学院专业名称：工商管理学号：200940530228学生姓名：指导教师：2013年05月28日14ManagingCreditRiskswithKnowledgeManagementforFinancialBanksPanJinDepartmentofEconomicsEconomicsandManagementSchoolofWuhanUniversityWuhan,HubeiProvince,430072,ChinaPanjin20102010@163.comAbstract-Nowad
2、ays,financialbanksareoperatinginaknowledgesocietyandtherearemoreandmorecreditrisksbreakingoutinbanks.So,thispaperfirstdiscussestheimplicationsofknowledgeandknowledgemanagement,andthenanalyzescreditrisksoffinancialbankswithknowledgemanagement.Finally,thepaperstudieswaysforbankstomanagecred
3、itriskswithknowledgemanagement.Withtheapplicationofknowledgemanagementinfinancialbanks,customerswillacquirebetterserviceandbankswillacquiremorerewards.IndexTerms–knowledgemanagement;creditrisk;riskmanagement;incentivemechanism;financialbanksI.INTRODUCTIONNowadays,banksareoperatingina“know
4、ledgesociety”.So,whatisknowledge?Davenport(1996)[1]thinksknowledgeisprofessionalintellect,suchasknow-what,know-how,know-why,andself-motivatedcreativity,orexperience,concepts,values,beliefsandwaysofworkingthatcanbesharedandcommunicated.Theawarenessoftheimportanceofknowledgeresultsinthecrit
5、icalissueof“knowledgemanagement”.So,whatisknowledgemanagement?AccordingtoMalhothra(2001)[2],knowledgemanagement(KM)caterstothecriticalissuesoforganizationaladaptation,survivalandcompetenceinfaceofincreasinglydiscontinuousenvironmentalchange.Essentiallyitembodiesorganizationalprocessesthat
6、seeksynergisticcombinationofdataandinformationprocessingcapacityofinformationtechnologiesandthecreativeandinnovativecapacityofhumanbeings.Throughtheprocessesofcreating,sustaining,applying,sharingandrenewingknowledge,wecanenhanceorganizationalperformanceandcreatevalue.Manydissertationshave
7、studiedknowledgemanagementapplicationsinsomespecial14fields.AybübeAurum(2004)[3]analyzesknowledgemanagementinsoftwareengineeringandD.J.Harvey＆R.Holdsworth(2005)[4]studyknowledgemanagementintheaerospaceindustry.LiYang(2007)[5]studiesknowledgemanagementininformation-b
