交通银行湖南省分行房地产开发贷款风险管理研究

《交通银行湖南省分行房地产开发贷款风险管理研究》由会员上传分享，免费在线阅读，更多相关内容在学术论文-天天文库。

1、三塑至：垩竺兰耋堡丝兰AbstractWiththeprosperityoftherealestatemarketinrecentyears，theinvestmentofrealestatefieldwasgrowingcontinuously．Butaccordingtoinfluenceofmacroeconomicfluctuationathomeandabroadandnationcontr01policies，theriskofrealestateindustryisaccumulati

2、ngandincreasing．Commercialbankisthemainchannelofrealestateenterprise’snnancing，andreaIestatedevelopment10ansaccountedforthemostpartofbank10ans．Theriskofrealestateindustrycantransferrapidlytothebankingsystem，soef先ctiVeriskmanagementforrealestatedeVelopm

3、entloansisbecomingaimportantlinkofcommercialbankstocontroltheriskinstantly．TheeffectiVenessofrealestatedevelopmentloansriskmanagementforcommercialbankisnotonlyrelatedtothecommercialbank。sstableoperation，butalsotothestabilityoftheflnancialsystemevencoun

4、try．Inthiscondition，theresearchforrealestatedeVelopment10anriskmanagementisverynecessary．ThispaperselectsHunanprovincebranchofBankofCommunicanonsastheresearchobject，analysestherealestatedeVelopment10anriskmanagementproblemsystematically，andputsforwardt

5、heeffectivesuggestionstoimproverealestatedeVelopmentloanriskmanagement．Thispaperreviews矗rstlythedomesticandforeignexistingriskmanagementtheories，proVidingtheoreticalbasisforthenextanalysis；ThenthecurrentsituationofrealestatedeVelopmentloanriskmanagemen

6、taboutHunanproVincebranchofBankofCommunicationsisanalyzed，andproblemsexistingintheriskmanagementareputforward，includingriskidentificationprocedureisnotscientific，riskearlywarningsystemandriskassessmentmethodarenotperf色ct，andriskcontr01meanslacksofeff色c

7、tiveness；0nthebasisoftheideas，goalsandprinciplesaboutrealestatedeVelopmentloanriskmanagementsystemimproVement，realestatedeVelopment10anriskmanagementisimprovedbyriskearIywarning，riskidentincation，riskassessmentandriskcontrol；Finally，nveimplementationan

8、dsecuritymeasures，includingenhancingriskmanagementteamconstruction，strengtheningriskmanagement8ystem，promotingriskinformationsystemconstruction，buildingenterpriseriskculture，andlearningadvancedexperienceoftheindustry，areputforwardtoHuna