长株潭城市群住房公积金管理机制创新分析

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1、公共管理硕士学位论文AbstractIthasbeen22yearssinceChina’Shousingprovidentfundsystemestablishedin1991．ItplayedapositiveroleinChina’Shousingsystemreformandguaranteesystem．Ithasmadegreatcontributionstoimprovingpeople’Slivelihoodandraisingthelevelofurbanresidentslife．Withthedeepeningofthereforma

2、ndthechangeoftheownership，theoriginalsystem’Slimitationemergesdaybyday，forexample，thesegmentationofapanage，overlappinginvestmentwhichlacksthenationalunifiedmanagement，insufficientinformationandresourcesharing．Alloftheseproblemsbringaboutthewastefulinvestmentandthegrowingliquidityr

3、isk．Onthebasisofdiscussingtheproblemsofhousingprovidentfundsystem，thisthesisanalyzedtheongoingChang—Zhu·TanCities‘Group’STwo—orientedsocietyandtheinnovativemanagementofhousingprovidentfundsystemontheconditionthatnationalunifiedmanagementisstillimmature。Thethesisreviewedtheprogress

4、ionofhousingprovidentfundsystem．Inaddition，itproposedinnovativedirectionandpropersuggestionsonhowtoconstructthehousingprovidentfundsystemandoperationmodewhichcanadapttothenewenvironmentbyusingthemethodofparticipation，review，comparisonanddataanalysis．Itputforwardmeasuresofimproveme

5、ntasfollows：First，weshouldestablishasolemanagementandsupervisingcommitteethatpresidesoverthehousingprovidentfundoftheaforementionedthreecities，formingasystemwithseparationofpowerswhichmakesdecision，supervisesandfunctionstogetherwiththehousingprovidentfundAdministrativeCenterofChan

6、gsha．Second，it’Snecessarytonormalizetheconstructionofstandards，andtoreachagreementonlogo，thepolicysystem，thestandardsofimplementation，theorganizationstructure，theconfigurationofstaffandequipment，aswellasthestandardsofservice．Third，weshouldbeabletoestimateinadvancetheoperationofthe

7、fundinthefutureandtocalculateeffectivelyitsliquidityriskviatechnologicalmethodsandwell-designedmathmodels．Fourth，anewmechanismofconcentration，whichcandisplayitsequity,iScalledfor．Fifth、weshouldbroadenandinnovatethedirectionofthefund’Sapplication，increaseitsefficiency，andprovidepeo

8、plewithconvenience．Themorehumanap