中国人寿保险公司业务操作风险管理

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1、万方数据AbstractChina，sinsurancemarkethaswitnessedarapiddevelopmentperiod．Withtheincreasingcoverageandpenetration，theinsuranceindustryhasbecomethebackboneinthesocialsecuritysystem．Althoughmanyindexesshowagoodtrend，suchasthegrowingsizeofinsurancecompany,thenormalizationofmanageme

2、ntandthestrengtheningofsupervision，theviolationoperationandproblemsstillexist，inwhichtheoperationalriskmanagementisamajorweakness．Operationalriskhasbecomeoneofthemajorrisksforinsurancecompanies．Effectiveoperationalriskmanagementistofurtherimprovetheriskmanagementofinsurancec

3、ompanies，andtoimprovethestateofbusiness．Therefore，itisessentialtodomoreresearchontheoperationalriskcontrolsystemandtoestablisharationalsystemforthesustainedandhealthydevelopmentoftheentireinsuranceindustry．ThispaperisbasedonthelifeinsuranceservicesoftheChinaLifeInsuranceComp

4、any．Inthispaper,theauthorstatesthebasicconceptofoperationalriskmanagementandotherrelatedtheories，analysesthestatusquoofthelifeinsuranceoperationalriskmanagementintheChinaLife，andsummarizesthemajorproblems．Accordingtothetheoryofcomprehensiveriskmanagement，andthecurrentsituati

5、onofChinaLife，theauthorputsforwardspecificcountermeasuresandsuggestioninestablishingacomprehensiveriskmanagementinformationsystemandmanagementsystem，promotingtheinteriorcontrolofoperationalriskmanagement，strengtheningthecultivationofprofessionalsofriskmanagementandetc．Sincet

6、heoperationalriskmanagementissueisageneralproblem，thisresearchisnotonlysignificantandpracticalfortheChinaLife，butalsoreferentialforotherinsurancecompaniesandeventheentireinsuranceindustry．Keywords：ChinaLifeInsuranceCompanybusinessoperationoperationalriskmanagementIV万方数据目录中文摘

7、要⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯·⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯·III英文摘要⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯一Ⅳl绪{仑⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯·11．1选题背景与意义⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯一11．1．1选题背景⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯一11．1．2选题意义⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯21．2相关研究综述⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯一31．2．

8、1国外保险行业对于风险管理的研究现状⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯”31．2．2国内保险行业对于风险管理的研究现状⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯⋯一41．3论文