房地产抵押价值评估问题分析

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1、押价值评估中存在的有关问题进行了陈述。第四章对第三章提出的房地产抵押价值评估中存在问题进行分析，并指出产生问题的原因。第五章依据上面所做的分析，从房地产抵押价值评估的相关法律法规制度方面、行业的从业人员的进入要求、继续教育等方面给出某些行之有效的建议。第六章是结论。总结全文，对本文的相关研究工作进行一个总的概述，同时对房地产抵押价值评估的未来进行了展望。IV关键词：房地产抵押价值评估房地产评估抵押价值评估时点Abs仃actAlongwiththedeepeningofChina’Sreformandopeningu

2、p，China’Ssocialistmarketeconomyhasdevelopedrapidly．Withclearpropertyrightssecuredbytheassetsneededtogetthefundshavebecomeanindispensablewaytomarketfinancingofeconomicagents(andrealestateaccountedfor16％onthetotalamountofmortgageloans)，whichisthefinancingsideand

3、thebusinessdealingsbetweenbanksimportantcontent．Inrecentyears，alargepartoftherealestatemortgageloansinthemortgageremainsinforcealsobecomesnon-performingloans，theseproblemshavebeenonChina’Sfinancialenvironmentcausedabadeffect，itwillinevitablyaffectChina’Seconom

4、yforalongtimesustainedandstabledevelopment．Therefore，thisissueCannotbutarouseourattention，itisworthUStodomorein-depthdiscussionandresearch．Althoughthecausesoftheformationofmanytypesofnon—performingloans，however,thevalueofappraisersformortgageassetsweretoohight

5、oassesstherealizationofassetssecuredbyrealestatehasbecomealowseRlementrateisanimportantreason．Qualityproblemswithrealestateascollateralassetsarisingfromcollateralvaluationhascausedwidespreadconcerninthecommunityandbecomeahotissueinthefieldofassetvaluation．This

6、articleismainlyrelatedtothebasictheoryfromrealestatemortgagevaluation，fundamentalprinciples，andhowbanksusevalueassessmentreportsonrealestatecollateralvaluationdiscussrelevantissues，andthenthroughthecharacteristicsoftherealestatecollateralvaluationanalysistofin

7、dtherelevantlawinthisarea，therebyenablingthecountrytoassessthevalueofrealestatecollateralismoreaccurate，impartialandreasonable．Applicationoftheproposedtext，analysisandproblem—solvingproceduresstartontheresearch，andtheindustryhasnotyetreachedunityonissuessuchas

8、thedefinitionofcollateralassetvalues，confirmthevalueofthetypeofvaluationmaturity,etc；Accordingtothegeneraloperationoftherealestatecollateralvaluationideasdiscussedissuesrelatedtore