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ID:32043311
大小:1.69 MB
页数:49页
时间:2019-01-30
《北京市银行业市场结构与绩效分析》由会员上传分享,免费在线阅读,更多相关内容在学术论文-天天文库。
1、hbstractWiththeopeningupofChina'sbankingindustry,manyresearcheshavebeenconductedonthestruetureofmarketandthewayofreformofthisindustry,ho辅瞎^嘲.thefocusoftheseresearchesisalwaysconfinedtoanationalperspective,andthereislittleeffortpaid011marketstructureandperformanceofBeijing’sfinancial
2、institutionespeciallybankingindustry.Asthecentreofregionaleconomyandthewindowofopeningup,B喇inghasdevelopedarelativelyindependentbankingindustrywithitsownfeatures.111emarkets咖ctuseofbankingindustryisaprerequisiteofimplementingthemarketreformfromeachaspect,andwhichisalsoanefficientmet
3、hodtodetectconditionsofmfirketcompetition.Therefore,studies0nthemarketstructureandrelatedperformanceofB确近gbankingindustryareofgreatsignificancetothereformofbankingsystemandthemodificationofmarketstructure.Basedonpreviousresearchesoffthemarketstructureofbankingindustry,itsperformance
4、andtherelationshipbetweenthetwo.thisstudycollectsrelateddata矗omBcijing'scommercialbanks,conductsanalysesontheconcentrationofmarketstructure,barriersanddifferentiationofthisindustry,andfindsoutthatthemarkets劬JctⅢ_cofBeijing’sbankingi_Ixdustrybelongstotheoligarchmonopoly,thatis,whilem
5、onopolyisadorltinartc%competitionstillexists,andthepositionoftheBigFourcommercialbanksasmonopolyhasbeingweakened.Inthenext,thethesisstudiesthescaleofeconomyofB嘶ing’sBankingindustry,andfindsoutthatscaleofeconomyexistsinsmallbanks,butnotanobviousfeatureformiddleOReSanddoesn’texistinla
6、rgeones.Then,usingasset-profitratioasthecriteriontojudgetheperformanceofBeijing’scommercialbanks,aregressionexperimenthasbeenconductedwitllthedataofmarketconcentrationandmarketshare.Thestudyfindsthatduring1994-2004thereisapositivecorrelationbetweentheasset-profitratioandmarketconcen
7、tration,butontheoppositeduringl999-2004thereisanegativecorrelationbetweentheasset-profitratioandthemarketconcentrationandmarketshare.Throughcalculatingthemarketshareandasset-profitratio,itisfoundthattheaverageasset-profitratiosoftheBidfourcommercialbanksarehigherthanthoseofotherjoin
8、t—stockbanksandindi
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