我国互联网保险运行与监管问题分析

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1、Abstract————————————————————————————————————————————————————一AbstractWiththerapiddevelopmentofInternettechnology,thenetworkeconomyhasbecomeaneweconomicgrowthpoint，amongwhichtherapidrisingInteractinsuranceputupaeye-catchingperformance．From2009to2013，Interactinsurancep

2、remiumincomeofChina'sannualgrowthrateismorethan100％，whichin2013premiumincomegrew634．85％，andadiversificationbusinessplatformincludesdirectandbrokeragetypeisformedinthedevelopmentprocess，tomeettheneedsofdifferenttypesofconsumers．ItisofgreatsignificancetocarryouttheInte

3、ractinsuranceforpromotingInsurancecompaniesintoorganizationalstructureoptimization，acceleratingthetransformationofthedevelopmentoftheinsuranceindustry,enhancingthecompetitivenessofinsuranceindustry．However,themarketisalwayspriortothesystem，whenInteractinsurancebusine

4、ssisintherapiddevelopment，atthesametime，theproblemscausedbythesystem’Simperfect，thebusiness’Snonstandardandtheexternalenvironment’Simperfecthighlightgradually,whichultimatelyattributedtoregulatorypolicyarenotperfectandtheexigenceofsupervisionvacuumfield．Therefore，thi

5、sstudyisbasedontheperspectiveofstrengtheningIntemetinsurancesupervisiontodiscusstheproblemsandcountermeasuresintheoperationprocessofIntemetinsurance．InordertounderstandthedevelopmentpowerandthepredicamentofInteractinsurancecomprehensivelyandprofoundly,throughtheinves

6、tigationofIntemetinsurancebusinessentities，regulatorsandconsumers，thisstudyobtainfirst．handinformationtoanalysisthefouraspectsofInternetinsuranceincludingsuperiority,weakness，opportunityandthreat，andcarryonthebriefanalysisandsummaryandcomparison．Onthisbasis，basedonth

7、esupervisepointofview,weanalysistheproblemsandcausesofInteractinsurancefromtheoperationmode，consumptionconcept,regulatorypolicyandtheexternalenvironmentandotheraspectscomprehensivelyandprofoundly，refinetheloopholesandrelativelagtermsintheexistingregulatorypolicy,andc

8、omparethecurrentsituationofthedevelopmentandregulatoryexperienceoftheforeigndevelopmentcountrieswho’SInteractinsuranceTT———————————