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1、房地产开发项目融资风险研究【摘要】我国房地产融资主要依靠银行贷款的间接融资方式,方式单一,风险较大。伴随我国经济改革的不断深化,要求房地产不断多元化。针对目前我国行地产行业受到国家宏观调控的影响较深的情况,深入分析了房地产企业融资风险因素,风险存在环节以及风险特点,提出了化解房地产企业融资风险的有效对策。【关键词】房地产企业;融资风险;对策Realestatedevelopmentprojectfinancingriskresearch【Abstract】[China'srealestatefinancingmainlyrelyonthein
2、directfinancingofbankloans,singlemode,risk.Withtheconstantdeepeningofeconomicreforms,therequirementsforrealestatecontinueddiversification。China'srealestatefinancingmainlyrelyontheindirectfinancingofbankloans,singlemode,risk.Withtheconstantdeepeningofeconomicreforms,therequi
3、rementsforrealestatecontinueddiversificationChina'srealestatefinancingmainlyrelyontheindirectfinancingofbankloans,singlemode,risk.Withtheconstantdeepeningofeconomicreforms,therequirementsforrealestatecontinueddiversificationChina'srealestatefinancingmainlyrelyontheindirectf
4、inancingofbankloans,singlemode,risk.Withtheconstantdeepeningofeconomicreforms,therequirementsforrealestatecontinueddiversificationChina'srealestatefinancingmainlyrelyontheindirectfinancingofbankloans,singlemode,risk.Withtheconstantdeepeningofeconomicreforms,therequirementsf
5、orrealestatecontinueddiversificationChina'srealestatefinancingmainlyrelyontheindirectfinancingofbankloans,singlemode,risk.Withtheconstantdeepeningofeconomicreforms,therequirementsforrealestatecontinueddiversificationAccordingtotherealestateindustryisdoneinChinanationalmacro
6、economicregulationandcontroloftheinfluenceofthedeep,deepanalysisoftherealestateenterprisefinancingriskfactors,risksandriskcharacteristicslink,andputsforwardtherealestateenterprisefinancingriskdissolveeffectivecountermeasures。【keywords】Realestateenterprise;Financingrisk;coun
7、termeasures目录1房地产开发项目融资风险分析-3-1.1房地产开发项目融资各种风险-3-1.2房地产开发项目融资风险评价指标-4-2房地产开发项目融资风险的对策-6-32012年主要的房地产项目融资方式-8-3.1银行贷款仍是重要渠道-8-3.2房地产项目融资信托快速发展-8--7-4结语-9-房地产开发项目融资风险研究房地产融资风险不仅影响着房地产业和房地产金融业的稳定发展,而且对整个金融业和国民经济的稳定和发展也影响很大。并且,随着房地产金融在金融领域的比重不断上升,加上银行体系的原有风险已经积聚到相当程度。因此,需要高度重视房
8、地产高速运行中暴露出的融资风险隐患。1房地产开发项目融资风险分析-7-房地产业已成为国民经济的支柱产业和主导产业,它是一个资金密集型行业,充足的资金支持对房地产业的