农信社支持农业现代化发展的问题及对策

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1、农信社支持农业现代化发展的问题及对策TheagriculturalsocietysupportstheproblemsandcountermeasuresofagriculturalmodernizationIntheprocessofsupportingagriculturalmodernization,theagriculturaltrustsocietyshouldseektherealisticpathofcooperationwiththemodernagriculturalsubject・Thisistocarryouttheparty'seighteen

2、bigsynchronizationofthe"fourmodernizations"developmentstrategy,isalsointhenewgenerationbackground,ruralcreditcooperativeslookingtobreaktheirbusinessdevelopmentneeds・BasicstatusandexistingproblemsAtpresent,shandongliaochengcityagriculturalleadingenterprisesabovedesignatedsize450,farmers，

3、professionalco-operativeswith4890,themainagriculturalprojectsincludingfoodvegetableplanting,breeding,agriculturalproductsprocessing,etc・Bytheendof2012,thecity，sagronomiccommunitysupportedagriculturalleadingenterprises,professionalcooperativesandmajorfarmingbusinesseswithloansof2.21billi

4、onyuanand7,936households.AsofAprilthisyear,thecorrespondingloanbalancewas1.35billionyuanand6457households・Thereasonforthedeclineinlendingis:Themainaspectsofmodernagriculturalbusiness:thedevelopmentmode,thewayofoperation,etc.Recently,agriculturalproductionisstillinfarmers,farmersoperator

5、sgenerallysmaller,weaker,anti-riskabilityispoorer,onceencounterrisk,willaffectthefirstsourceofrepayment,tothefarmersthemselvesandcreditassetswillbeaheavyblow・Second,traditionalagriculturalthinkingpatternsstilldominatethemainstream・Agriculturalmanagementmainbodyofmodernconsciousnessandag

6、riculturalcooperatives,familyfarms,andothermodernagricultureorganizationattheprimarystage,whilethe'"interestsbothenjoy,risk-sharing"intheformofoperation,butbecauseofinternaloperationandmanagementmechanismisnotsound,financialmanagement,profitdistributionisnotclear,weakintermsofintegrate

7、collectivecapacitytoresistrisks・Third,thereareinsufficientresourcesformodernagriculturaltalent・MostmanagersofagriculturaloperationslackIong-termpla.nning,whichisdifficulttoaccommodateintheshortterm・Accordingtostatistics,thenumberofruralclientswhoserveinthecity'sruralcreditservi