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ID:27320200
大小:123.00 KB
页数:29页
时间:2018-12-02
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1、InsideJobIcelandisastabledemocracywithahighstandardofliving--and,untilrecently-andgovernmentdebt.Wehadthecompleteinfrastructureofamodernsociety.Cleanenergy,foodproduction.Fisherieswithaquotasystemtomanagethem.Goodhealthcare,education,cleanair.Notmuchcrime.It'sagoodplaceforfamiliestolive
2、.Wehadalmostend-of-historystatus.Butin2000,Iceland'sgovernmentbeganabroadpolicyofderegulation-disastrousconsequences-andthenfortheeconomy.TheystartedbyallowingmultinationalcorporationslikeAlcoa-aluminum-smeltingplants--andexploitlceland'sgeothermalandhydroelectricenergysources.Manyofthe
3、mostbeautifulareasinthehighlands-aregeothermal.Sonothingcomeswithoutconsequence.Atthesametime-Iceland'sthreelargestbanks.Theresultwasoneofthepurestexperiments-everconducted.Wehavehadenough.Howcouldallofthishappen?Financetookoverandmoreorlesswreckedtheplace.Inafive-yearperiod,thesethreet
4、inybanks-outsideoflceland--borrowed120billiondollars--10timesthesizeofIceland'seconomy.Thebankersshoweredmoneyonthemselves-Therewasamassivebubble.Stockpriceswentupbyafactorofnine.Housepricesmorethandoubled.Iceland'sbubblegaverisetopeoplelikeJonAsgeirJohannesson.Heborrowedbillionstobuyup
5、high-endretailbusinessesinLondon.Healsoboughtapinstripedprivatejet--a40-million-dollaryacht-Newspapersalwayshadtheheadline:Thismillionaireboughtthiscompany-orinFranceorwherever--insteadofsaying:Thismillionairetook>abillion-dollarloan--tobuythiscompany,andhetookitfromyourlocalbank."Theba
6、nkssetupmoneymarketfunds-deposit-holderstowithdrawmoney-inthemoneymarketfunds.ThePonzischemeneededeverythingitcould.AmericanaccountingfirmslikeKPMG-andinvestmentfirms-AndAmericancredit-ratingagenciessaidlcelandwaswonderful.InFebruary2007-tothehighestpossiblerate,triple-A.Itwentsofarasth
7、egovernmentheretravelingwiththebankers-WhenIceland'sbankscollapsedattheendof2008-insixmonths.ThereisnobodyunaffectedinIceland.Alotofpeoplelosttheirsavings.Yes,that'sthecase.Governmentregulatorswhoshould'vebeenprotectingthecitizens-Youhavetwolawyersfromtheregulatorgoingdowntoaba
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