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ID:23147680
大小:348.39 KB
页数:30页
时间:2018-11-04
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1、Answersforreference(参考答案)Introduction.Questions1)Traditionalcounter-basedbankingisnotconvenientandflexible.Customershavetogotoabankoutlettogettheservicetheywant,andtheyusuallyhavetowaitforalongtime.That’sinconvenient.Ontheotherhand,itisclosedafterbusinesshours
2、,andpeoplewhohavetoworkinregularbusinesshourscanhardlyfindanaccesstocounter-basedbankingservice.2)ItwasbelievedthatthefirstATMwasintroducedintoChinesemainlandin1986,anditwasaNCRATMinstalledatBankofChinaShenzhenbranch.3)Itwassaidthatthefirstself-servicebankingo
3、utletinChinawassetupinSeptember,1996inBankofChinaShanghaiBranch.4)Self-servicebankingcanbeusedtoextendregularbusinesshours,anditcanalsohelpeasethepressureonthecounters.Inaddition,itisalsobelievedthatitcanreduceoperatingcostsofabank.Inotherwords,itoffersconveni
4、enceandflexibilitytocustomers.5)Self-servicecashterminalsincludeATM,CDM,CRS,andmultiplefunctionalkiosks.6)Non-cashterminalsincludepassbookprinters,andinformationterminals.7)AsystemsintegratorisusuallyanITcompanythathasastrongtechnicalcapabilityofbringinghardwa
5、reandsoftwaretogether,andmakingthemworkasonesystem.8)ITdepartmentisprobablythemostimportanttothesuppliersorsystemsintegratorsbecauseitisresponsiblefordevelopingandmaintainingcomputersystemswithinabank.Unit1Answerfollowingquestions1)Exclusiveagencyandnon-exclus
6、iveagency.2)Asoleagentcangethigherprofitmargin,astherearenocompetitorsforthesameproductherepresents.Butheisnotallowedtosellanyothercompetingproducts,andhastomeethighersalestarget.Anon-exclusiveagentwillfacemorecompetitionfromotheragentswhorepresentsthesameprod
7、uct.However,hehasthefreedomtosellmanydifferentproductsandthereisusuallynogiventarget.3)SigmaofferedthesoleagentstatustoNOBSforthekiosk,probablybecauseSigmawasasmallvendor.TheyhadnopresenceintheremoteChinamarket,sotheycouldnotfindmanyotheragentsatthetime.Ontheo
8、therhand,Lenovohasmanynon-exclusiveagentsinChinaforitsPCs,becausetheyareabigvendorinChina,andtheycaneasilyfindmanyagentsinthemarket.Givingasoleagencyusuallymeansahighrisk,asthevend
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