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1、Whichareyoumorelikelytohave Whichareyoumorelikelytohavewithyouatanygivenmoment—yourcell-phoneoryourwallet?Soonyoumaybeabletothrowyourwalletawayandpayforthingswithaquickwaveofyoursmartphoneoveranelectronicscanner. InJanuary,Starbucksannouncedthatcust
2、omerscouldstartusingtheirphonestobuycoffeein6,800ofitsstores.Thisisthefirstpay-by-phonepracticeinthe,butwe’relikelytoseemorewirelesspaymentalternativesassomethingcallednearfieldcommunication(NFC)getsintoAmerica’sconsumerelectronics.LastDecembersomenew
3、smartphoneswhichcontainanNFCchipwereintroducedtothepublic. AlreadyinuseinpartsofAsiaandEurope,NFCallowsshopperstowavetheirphonesafewinchesaboveapaymentterminal—acontact-freesystembuiltforspeedandconvenience.ButbeforeNFCbecomeswidelyadoptedinthe,afewp
4、roblemsneedtobeworkedout,likewhowillgettocollecttheprofitabletransaction(交易)fees.Althoughsomecreditcardprovidershavebeenexperimentingwithwave-and-paysystemsthatuseNFC-enabledcreditcards,cellphoneserviceprovidersmaytrytomuscletheirwayintothepoint-of-sa
5、le(POS)market.Threebigcellphoneserviceprovidershaveformedajointventure(合资企业)thatwillgointooperationoverthenext15months.Itsgoalis“toleadthepaymentsindustryfromcardstomobilephones.” TheotherbigNFCissue,apartfromhowpaymentswillbeprocessed,issecurity.For
6、instance,what’stostopathieffromdigitallypickpocketingyou?“We’restillnotatthepointwhereanattackercanjustbrushagainstyouinacrowdandstealallthemoneyoutofyourphone,”saysJimmyShah,amobile-securityresearcher.“Usersmayalsobeabletosettransactionlimits,perhaps
7、requiringapasswordtobeenteredforlargerpurchases. Stilluneasyaboutthisdigital-walletbusiness?Keepinmindthatifyouloseyoursmartphone,itcanbelocatedonamapandremotelydisabled.Plus,yourphonecanbepasswordprotected,yourwalletisn’t. 67.Whatispredictedtohappe
8、ninthe? A.Theexpansionofcellphonecompanies. B.Theboomofpay-by-phonebusiness. C.Thedisappearanceofcreditcards. D.TheincreaseofStarbuckssales. 68.TheNFCtechnologycanbeusedto________. A.ensurethesafetyofshoppers B.collecttransactionfeeseas
