面向中小企业融资商业银行业务流程再造的研究——以中信银行扬州分行为例

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1、面向中小企业融资的商业银行业务流程再造研究－以中信银行扬州分行为例内容摘要和论文框架等。第二部分对商业银行业务流程再造理论进行概述。第三部分论述了我国银行业目前在解决中小融资困境方面存在的问题。第四部分论述了中信银行扬州分行在面向中小企业融资方面所做的业务流程。第五部分是结论与展望以及存在的不足，对本文的研究做出结论，并提出了本研究的不足和努力方向。关键词：中小企业II融资困境中信银行流程再造安徽财经大学工商管理硕士（MBA）学位论文BUSINESSPROCESSREENGINEERING(BPR)OFCOMMERCIALBANKSFORSMEFINANCING——YANGZHOUBR

2、ANCHOFCHINACITICBANKABSTRACTThe20thcenturywasthecenturyofrapidgrowthanddevelopmentofsmallandmedium-sizedenterprisesinChina,thetoenablingsmallandmedium-sizedenterpriseshavegreatlyimprovedthequantityandqualityduetothesteadygrowthoftheworldeconomy.Thedevelopmentofsmallandmedium-sizedenterprisesnotonly

3、tobringtolifethedevelopmentoftheworldeconomy,whilealsoimprovingthelivingstandardsofthepeople,tosolvetheemploymentplayedanimportantroleinstrengtheninginternationalexchangesandcooperation.ThetheirrationaleconomicprosperityoftheUnitedStateshadappearedalsolargelyduetothedevelopmentofsmallandmedium-size

4、denterprises.Forourcountry,tocreateagoodeconomicandinstitutionalenvironmentforthedevelopmentofsmallandmedium-sizedenterprisesinChinasincethereformandopeningup,China'ssmallandmedium-sizedenterpriseshasbeenrapiddevelopment,ourtraditionalstate-ownedenterprisesdominatetheworldandtochangethesituation,be

5、comeavarietyofformsofownershipdevelopthesituation.Withthedevelopmentandprogressofsociety,smallandmedium-sizedenterpriseshavebecomethemostdynamicpartoftheintegralpartofoureconomy,butalsoinChina'seconomicdevelopment,isanimportantsourceofeconomicgrowthinChina.However,China'smarketeconomicsystemisnotye

6、tmature,andavarietyoftroubledhinderthedevelopmentofsmallandmedium-sizedenterprises,manysmallandmediumenterprisestogetacertaindegreeofdevelopmentafternotrealizethescaleofoperationandevenstalled,plusSMEsinthereisacertainlackofmanagement,sotheprospectsforthedevelopmentofsmallandmedium-sizedenterprises

7、isveryworrying.Tosolvethisproblem,manyexpertsfromallanglestoitsexpandresearchandfoundthattheprevalenceoftheproblemoffinancingdifficultiesSMEs,thisproblemislargelyrestrictedtheprogressofsmallandmedium-sizede